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221 Main St, New Windsor, MD, 21776

4beds
2baths
1,936sqft
$309,000
$160price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

Look at this gorgeous Colonial home featuring stunning craftsmanship and beautiful woodwork including original pocket doors and custom handrails on the flowing staircase leading to 4 generous sized bedrooms on the second level. The sellers are motivated and must move. Act Now. Open to ALL reasonable offers, and eager to negotiate. Schedule your private showing today and see the possibilities for yourself!"*** The home is located in the historic town of New Windsor, MD, and only needs your love and vision. You’ll find this 4 bedroom, one and a half bath property to be more than roomy. Your Kitchen with stainless appliances opens to the spacious dining room for easy entertaining. The main level offers, living, dining, laundry, and the half bath. Step out back to your fenced in yard with private patio for coffee/tea, or reading your favorite book. Upstairs, you will find generously sized bedrooms, a full bath, and a stairway to the bonus level. Use the third level for additional storage, or its waiting for your vision to add living space. Convenient off-street parking in the rear gives you security for your vehicles. New Windsor offers rich history with the small-town feel, but is close to all the amenities of Westminster, only a 10-minute drive away. Let’s work together to make this your next home. Schedule your tour today.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Northwest Middle SchoolGrades 6-88.2 mi
7/10

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Other
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Connecting Stairway

Bedroom1

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 176
  • Dimensions: 16 X 11

Features

  • Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Table Space
  • Flooring: Wood
  • Finished area below ground: 400
  • Finished area above ground: 1,536

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Oil
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 1,936 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Other

  • Features: Attic - Walk-Up
  • Level: Upper

Other

  • Level: Upper
  • Area: 56
  • Dimensions: 8 X 7

Recreation Room

  • Level: Lower
  • Area: 418
  • Dimensions: 22 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0711010075
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Fencing: Full

Lot

  • Lot size: 4,500 sqft
  • Lot size dimensions: 30.00 x

Parking

  • Total spaces: 4
  • Parking features: Paved,Private,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$105$1,260
Property Taxes $321$3,852
Electricity $281$3,374
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 21776$180
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21776$230
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$339,000
2026-04-09Listed for sale$349,000
2025-11-12Listing removed$358,999
2025-11-06Price change$358,999
2025-10-30Listed for sale$359,000
2025-10-08Listing removed$399,000
2025-08-25Price change$399,000
2025-08-12Price change$419,000
2025-07-04Listed for sale$429,000
2017-11-03Sold$200,000
2017-11-03Listed for sale$200,000
2017-09-25Pending sale$200,000
2017-09-08Listed for sale$200,000

For Sale by Agent

AgentFrank Lancelotta III, Corner House Realty
BrokerageCorner House Realty

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