204 Church St, New Windsor, MD, 21776
About This Home
The beauty of this 1899 Victorian Style Colonial offers unique historic charm, with thoughtful updates throughout. Whether it’s sipping your morning coffee or evening relaxation, the full covered front porch is the perfect outdoor living space. As you enter, you will find beautiful oak hardwood flooring throughout the living and dining rooms that was just professionally refinished about a year ago. The perfectly designed kitchen is complete with 42” cabinets, stainless farmhouse sink, a Quartz center island with generous culinary space, JennAir stove/oven, stainless steel appliances, and durable, wide plank, luxury vinyl stone look flooring. The oversized laundry room is conveniently located off the kitchen. Upstairs has easy-care, engineered hardwood flooring that flows perfectly into the beautiful en suite bathroom, with new vanity, toilet, shower, and custom-designed shower doors. Exit the kitchen onto the large Trex-style deck overlooking a level fenced yard with a spacious shed for your outdoor storage needs. This is the perfect place to call home for small-town living with all the modern conveniences, located in the beautiful town of New Windsor, approximately 10 minutes from Westminster.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1899
Materials
- Foundation: Other
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Cooktop,Washer,Electric Water Heater
Basement
- Area: 592
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Floor Plan - Traditional,Kitchen Island,Upgraded Countertops
- Flooring: Hardwood,Engineered Wood,Luxury Vinyl,Wood
- Fireplace features: Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 1,408
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,000
- Total interior livable area: 1,408 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0711010342
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 0.33 Acres
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $360 | $4,320 |
| Electricity | $281 | $3,374 |
| Total | $2,474 | $29,688 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Listing removed | $339,900 |
| 2026-07-14 | Price change | $339,900 |
| 2026-06-18 | Listed for sale | $350,000 |
| 2026-06-07 | Contingent | $350,000 |
| 2026-05-31 | Listed for sale | $350,000 |
| 2021-08-09 | Sold | $10,000 |
| 2005-10-03 | Sold | $249,900 |
| 2004-01-02 | Sold | $185,000 |
| 2003-05-28 | Sold | $88,000 |
| 2003-01-30 | Sold | $58,000 |
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