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2828 Graybill Ct, New Windsor, MD, 21776

5beds
5baths
2,774sqft
$550,000
$198price/sqft
$3,958/moest. monthly cost
$158,320/yrincome needed

About This Home

Owner will allow a short term rental at $3500 per month. Unfurnished. Rent to own also possible. This is a massive and versatile home offering endless possibilities for today's evolving lifestyle. Hiding behind what looks to be an average size home is amazing - 5 bedrooms, 4.5 bathrooms, two full kitchens, 2 living rooms, two washers, and two dryers! This unique home is thoughtfully designed to accommodate a variety of living arrangements while providing comfort, privacy, and flexibility. The functional floor plan allows for separate living areas, making it ideal for households seeking additional privacy, long-term guests, or extended living space. The second kitchen and dedicated laundry areas offer convenience and independence, which can enhance everyday comfort for everyone in the home. The partially finished basement provides even more potential, with ample space to create additional rooms for recreation areas, offices, hobby rooms, or storage to suit your needs. Whether you're looking for room to grow, space for home-based activities, or a property that can adapt to changing circumstances, this home offers exceptional versatility. Investors and buyers seeking flexible living arrangements will appreciate the layout's potential for creating separate 2 living spaces, subject to local zoning and permitting requirements and possible use as assisted living facility or other shared living home. The generous design also offers opportunities for those exploring shared living configurations or future customization. With 2 laundry areas, 2 kitchens, and multiple bedrooms and bathrooms, PLUS additional storage in the basement, you will find this home offers space galore! Located on a quiet cul-de-sac in desirable New Windsor, this property combines generous square footage with the flexibility to meet a wide range of housing needs. If you've been searching for a home that can evolve with your lifestyle, this home is ready to welcome your vision.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Northwest Middle SchoolGrades 6-88.1 mi
7/10

Construction

Condition

  • Property condition: Good
  • Year built: 2000

Materials

  • Foundation: Active Radon Mitigation
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven/Range - Electric,Washer,Refrigerator,Dishwasher,Electric Water Heater
  • Laundry features: Has Laundry,Main Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partially Finished,Walk-Out Access,Space For Rooms,Interior Entry,Sump Pump

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom4

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 153
  • Dimensions: 9 X 17

Bedroom5

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Bonus Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 117
  • Dimensions: 9 X 13

Dining Room

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Family Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Features

  • 2nd Kitchen,Dining Area,Primary Bath(s),Additional Stairway,Walk-In Closet(s),Dry Wall
  • Flooring: Carpet
  • Finished area below ground: 1,000
  • Finished area above ground: 1,774

Heating & Cooling

  • Heating features: Zoned,Forced Air,Electric
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 3,518
  • Total interior livable area: 2,774 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 72
  • Dimensions: 9 X 8

Kitchen

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 162
  • Dimensions: 18 X 9

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Primary Bedroom

  • Features: Flooring - Carpet,Attic - Access Panel,Walk-In Closet(s)
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0711017738
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 5
  • Parking features: Storage,Garage Faces Front,Paved,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$187$2,244
Property Taxes $637$7,644
Electricity $353$4,241
Total$3,958$47,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,702/yr
40% on housing$118,740/yr
45% on housing$105,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 21776$177
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21776$230
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$540,000
2026-08-01Listed for sale$550,000
2023-11-30Listing removed--
2021-11-29Sold$405,500
2021-10-03Pending sale$400,000
2021-10-02Listing removed$400,000
2021-09-28Listed for sale$400,000
2015-06-17Sold$275,000
2015-01-21Sold$207,508
2004-03-22Sold$290,000
2000-11-08Sold$230,354

For Sale by Agent

AgentKelly J Steichen
BrokerageEXIT Realty Center

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