608 Oak Tree Rd, Westminster, MD, 21157
About This Home
Calling all investors, renovators, and DIY enthusiasts! This spacious 2-bedroom, 2-full-bath rancher sits on a generous half-acre lot and offers endless possibilities. The finished basement includes a second kitchen and has the potential for two additional bedrooms, making it ideal for multi-generational living or a possible two-unit rental setup. Some updates have already been completed, including a new roof, new HVAC system, new maintenance-free deck, and two hot water heaters. The home also features two washer and dryer hookups, providing added convenience for separate living spaces. Located on a quiet road with no HOA, this oversized property also includes a storage shed and plenty of room to create your vision. While the interior needs updating, the solid improvements and flexible layout provide an outstanding opportunity to build equity. Being sold AS-IS. Bring your ideas and unlock the tremendous potential this property has to offer!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Hookup
Basement
- Area: 1090
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Heated,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Floor Plan - Traditional,Dry Wall
- Flooring: Engineered Wood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,090
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,180
- Total interior livable area: 1,090 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0714018867
- Zoning: AGRIC
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Pasture
Lot
- Lot size: 0.50 Acres
- Features: Suburban
Parking
- Parking features: Concrete,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $374 | $4,488 |
| Electricity | $281 | $3,374 |
| Total | $2,746 | $32,952 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $379,900 |
| 2026-07-25 | Listed for sale | $389,900 |
| 2014-05-06 | Sold | $200,000 |
| 1998-12-31 | Sold | $90,000 |
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