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4265 Home Dale Rd, Eldersburg, MD, 21784

4beds
3baths
1,964sqft
$619,990
$316price/sqft
$4,173/moest. monthly cost
$166,920/yrincome needed

About This Home

Seller has painted main level and upper level of interior .PRICE ADJUSTMENT! THIS PROPERTY INCLUDES 2 OTHER PARCELS SO THE TOTAL LOT SIZE IS 1.41 ACRES!! These extra lots are already fenced in with the original lot for the house. There is a marker on the front yard to the right that is an estimated property corner. Tucked away in a quaint neighborhood this property offers extra land , lots of living space and loads of space. The 4 level split has main level kitchen complete w/SS appliances, table space, access to rear deck, access to garage and the informal living room. You will enjoy hosting your family and friends in the updated kitchen complete w/ gas ( propane) stove, double sink, extra counter space and more. The upper level offers 3 bedrooms inclulding the Primary with 2 closets, and updated bath for your relaxing pleasure. LL 1 offers the family room complete w/a Harmon pellet stove so those winter nights aren't so cold. As on this level is the 4th bedroom and full bath. LL2 offers soooo much storage and laundry space or finish the area for even more livable space. Enjoy the outdoors on this HUGE lot complete w/in ground pool, deck, horse shoe pit area and open space. Call today for your tour....

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
8/10
Westminster High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Other
  • Construction materials: Brick Front

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Refrigerator,Water Conditioner - Owned,Stainless Steel Appliance(s),Water Heater
  • Laundry features: In Basement

Basement

  • Features: Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Bathroom - Stall Shower,Fireplace - Other
  • Level: Lower

Features

  • Family Room Off Kitchen,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Eat-in Kitchen,Kitchen - Table Space,Walk-In Closet(s)
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Screens
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,964

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,444
  • Total interior livable area: 1,964 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Granite Counters,Double Sink,Eat-in Kitchen,Kitchen - Propane Cooking,Lighting - Pendants
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted Ceiling,Fireplace - Other
  • Level: Main

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Double Sink,Flooring - Luxury Vinyl Plank
  • Level: Upper

Primary Bedroom

  • Features: Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0714022155
  • Zoning: CONSE
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Vinyl,Private
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.41 Acres
  • Features: Additional Lot(s),Backs to Trees,Corner Lot,Corner Lot/Unit

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Side,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$171$2,052
Property Taxes $586$7,032
Electricity $281$3,374
Total$4,173$50,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,074/yr
40% on housing$125,190/yr
45% on housing$111,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 21784$228
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21784$255
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$619,990
2026-07-06Listing removed$619,990
2026-07-04Price change$619,990
2026-06-19Listed for sale$650,000

For Sale by Agent

AgentLori Witmer-Kluge
BrokerageBlue Crab Real Estate, LLC

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