118 S Clear Ridge Rd, New Windsor, MD, 21776
About This Home
Welcome to this beautifully rebuilt modern farmhouse in New Windsor, where timeless charm meets modern comfort on 1.53 scenic acres. Originally dating back to the 1870s and thoughtfully rebuilt in 2023, this three bedroom, two full and one half bath home offers over 2,050 square feet of light filled living space surrounded by peaceful farmland views. Use your built in firepit on the patio to watch the amazing sunsets over the farmland! The open first floor creates an inviting flow between the living room, dining area, and kitchen, perfect for everyday living and entertaining. Enjoy quiet mornings on the welcoming front porch while taking in the surrounding countryside. Upstairs you will find three spacious bedrooms including a private primary suite with walk in closet featuring custom shelving and a beautifully appointed bath with dual vanity and separate shower. A convenient laundry room located on the bedroom level adds everyday functionality. Major systems have been recently updated including a new hot water heater installed in 2026, offering added peace of mind for the next owner. Located just ten minutes from downtown Westminster shopping and dining, fifteen minutes to Old Westminster Winery, and minutes from scenic walking trails, this property offers the perfect balance of rural tranquility and convenient access to town amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2023
Materials
- Foundation: Stone
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Farmhouse/National Folk
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s),Cooktop,Water Heater,Electric Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Combination Kitchen/Living,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall
- Flooring: Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area above ground: 2,050
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0702002159
- Zoning: AGRIC
- Special condition: Standard
- Exclusions: N / A
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Has view: Yes
- View description: Scenic Vista,Pasture,Mountain(s)
Lot
- Lot size: 1.53 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,451 | $29,412 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $463 | $5,556 |
| Electricity | $281 | $3,374 |
| Total | $3,360 | $40,320 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $499,000 |
| 2023-10-31 | Sold | $450,000 |
| 2023-09-18 | Pending sale | $439,995 |
| 2023-08-30 | Price change | $439,995 |
| 2023-08-14 | Price change | $449,995 |
| 2023-08-06 | Price change | $459,995 |
| 2023-07-29 | Price change | $464,995 |
| 2023-07-19 | Price change | $469,995 |
| 2023-07-11 | Price change | $474,995 |
| 2023-07-05 | Price change | $479,995 |
| 2023-06-21 | Price change | $490,000 |
| 2023-05-31 | Price change | $499,995 |
| 2023-05-20 | Price change | $519,995 |
| 2023-05-07 | Price change | $534,995 |
| 2023-04-27 | Listed for sale | $549,995 |
| 2022-03-22 | Sold | $145,000 |
| 2022-03-13 | Pending sale | $139,900 |
| 2022-03-02 | Contingent | $139,900 |
| 2022-02-26 | Listed for sale | $139,900 |
| 2020-11-24 | Sold | $92,000 |
| 2020-11-04 | Pending sale | $114,900 |
| 2020-10-25 | Listed for sale | $114,900 |
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