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2402 Windisch Dr, Westminster, MD, 21158

4beds
4baths
3,240sqft
$624,000
$193price/sqft
$4,191/moest. monthly cost
$167,640/yrincome needed

About This Home

Price Improvement - Sellers are Offering a 2-1 Buy Down - yes, that means if you have a 7% interest rate - you will pay 5% for the first year and 6% for the second. In addition to the price improvement the home has fresh paint and wall to wall on all three levels.!!! Come see this exceptional Westminster colonial with value galore! Custom-built by the original owner, this spacious home offers 3–4 bedrooms, 3 ½ baths and three finished levels on a generous lot with fantastic views. Highlights include: *Light-filled open kitchen with 42" maple soft-close cabinets, island, pantry and stainless appliances, 2 year old dishwasher *Formal dining room with elegant cherry hardwood floors *Generous primary suite with en suite soaking tub and his and hers walk in closets *Huge 2 car attached garage and hybrid hot water system from 2019 *Spacious finished lower level (Superior Walls foundation) with pellet stove, full bath, acoustical ceiling tiles and French doors to the backyard *Backyard oasis built for entertaining and family fun: *Above ground Oxygen pool with heater and slide – 4 foot to 6.5 feet on the deep end *Screened patio for evenings under the stars *Playhouse/shed, wooden playset, and sun sail for shade and outdoor play This home blends quality construction and thoughtful upgrades with endless indoor/outdoor living possibilities —pool parties and cozy movie nights. Welcome home!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

5/10
8/10
Northwest Middle SchoolGrades 6-84.4 mi
7/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Conditioner - Owned,Water Heater,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Features: Flooring - Laminated
  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom3

  • Features: Flooring - Laminated
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bonus Room

  • Level: Lower
  • Area: 297
  • Dimensions: 11 X 27

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 2,240

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 3,240 sqft

Kitchen

  • Features: Flooring - Tile/Brick,Eat-in Kitchen,Pantry
  • Level: Main
  • Area: 264
  • Dimensions: 11 X 24

Laundry

  • Level: Upper

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Primary Bathroom

  • Features: Soaking Tub
  • Level: Upper

Primary Bedroom

  • Features: Attached Bathroom,Flooring - Carpet,Soaking Tub,Walk-In Closet(s)
  • Level: Upper
  • Area: 272
  • Dimensions: 17 X 16

Recreation Room

  • Level: Lower
  • Area: 486
  • Dimensions: 27 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0702019639
  • Zoning: AGRIC
  • Special condition: Standard
  • Exclusions: Trampoline

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Deck,Patio,Porch,Screened
  • Has view: Yes
  • View description: Garden,Panoramic,Trees/Woods

Lot

  • Lot size: 1.78 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,155$37,860
Home Insurance *$175$2,100
Property Taxes $449$5,388
Electricity $412$4,953
Total$4,191$50,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,691/yr
40% on housing$125,730/yr
45% on housing$111,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$205
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$624,000
2026-06-09Price change$625,000
2026-05-27Price change$645,000
2026-05-13Listed for sale$650,000
2022-06-13Sold$599,704
2022-05-02Pending sale$599,704
2022-04-29Price change$599,704
2022-04-23Listed for sale$609,987
2004-05-27Sold$18,000
1996-08-30Sold$50,000

For Sale by Agent

AgentRobin Robinson
BrokerageCummings & Co. Realtors

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