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1023 Cherrytown Rd, Westminster, MD, 21158

3beds
3baths
1,395sqft
$355,000
$254price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

Charming single-level home nestled in a picturesque, park-like setting and lovingly maintained by its original owners. This move-in-ready property offers the perfect opportunity to add your personal style while enjoying the comfort and care already invested throughout the home. Situated on a beautiful corner lot, the outdoor living spaces are truly exceptional. Relax on the spacious front porch overlooking lush landscaping, mature trees, and serene natural surroundings. Just off the kitchen, you'll find a generous 18' x 12' screened porch—an ideal spot for morning coffee, outdoor dining, or unwinding while taking in the peaceful setting. Conveniently located just five minutes from the Lions Club Community Park, where you'll enjoy a stocked fishing pond, gazebo, picnic areas, and a variety of recreational amenities. A rare combination of charm, value, and location. Whether you're looking for your first home, downsizing, or seeking a peaceful retreat, this well-cared-for property offers an incredible opportunity to own a single-family home at a townhome price. Don't miss your chance to make it yours!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Winters Mill High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Washer,Dryer,Water Heater,Refrigerator,Electric Water Heater
  • Laundry features: In Basement,Washer In Unit

Basement

  • Features: Basement - Unfinished,Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished,Walk-Out Access,Windows

Bathroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Other
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood,Chair Rail
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Features

  • Built-in Features,Ceiling Fan(s),Chair Railings,Dining Area,Entry Level Bedroom,Primary Bath(s),Other
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Screens,Window Treatments
  • Flooring: Carpet,Hardwood,Vinyl,Other,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,395

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 2,415
  • Total interior livable area: 1,395 sqft

Kitchen

  • Features: Pantry,Kitchen - Electric Cooking,Flooring - Vinyl
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Living Room

  • Features: Flooring - Carpet,Flooring - HardWood,Built-in Features,Window Treatments
  • Level: Main
  • Area: 266
  • Dimensions: 14 X 19

Primary Bedroom

  • Features: Bathroom - Walk-In Shower,Flooring - Carpet
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Screened Porch

  • Features: Ceiling Fan(s),Flooring - Other
  • Level: Main
  • Area: 216
  • Dimensions: 12 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0703005348
  • Zoning: AGRIC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Screened,Screened Porch
  • Exterior features: Sidewalks,Other
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot,Front Yard,Rear Yard,SideYard(s),Other

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Carport,Other
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Drought
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$99$1,188
Property Taxes $122$1,464
Electricity $281$3,374
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$206
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$349,000
2026-08-09Listing removed$349,000
2026-08-06Price change$349,000
2026-07-06Price change$355,000
2026-06-05Listed for sale$365,000

For Sale by Agent

AgentGalen Roop
BrokerageCummings & Co. Realtors

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