3607 Gamber Rd, Finksburg, MD, 21048
About This Home
SHOWING WILL BE AVAILABLE BY END OF NEXT WEEK.... Nestled in the serene enclave of White Pine Acres, this exquisite Colonial residence, originally built in 1935, has undergone a remarkable transformation, with major renovations completed in 2025. The property seamlessly blends timeless elegance with modern luxury, offering an unparalleled lifestyle for those who appreciate the finer things in life. As you approach the home, the charming façade, crafted from a combination of frame and stone, exudes warmth and character. The meticulously maintained exterior features inviting awnings and a thoughtfully designed gutter system, ensuring both beauty and functionality. The expansive lot, nearly an acre in size, provides ample space for outdoor enjoyment and relaxation. Step inside to discover a fully finished basement that adds significant living space, perfect for entertaining or creating a cozy retreat. The home boasts five spacious bedrooms and five luxurious bathrooms, each designed with comfort and style in mind. A stunning fireplace serves as the heart of the living area, creating a warm ambiance for gatherings and quiet evenings alike. One of the standout features of this property is its proximity to a picturesque farm pond, located just 300 feet away. This tranquil water feature not only enhances the beauty of the landscape but also offers a serene backdrop for outdoor activities and peaceful moments. Imagine sipping your morning coffee while enjoying the gentle sounds of nature, or hosting gatherings by the water's edge, creating memories that will last a lifetime. The outdoor space is designed for both relaxation and entertainment, providing a perfect setting for alfresco dining or simply unwinding in the fresh air. The expansive grounds invite you to explore and enjoy the beauty of the surrounding nature, while the off-street parking accommodates guests with ease. This home is more than just a residence; it embodies a lifestyle of luxury and comfort. With its high-end features, stunning renovations, and idyllic location, it offers a unique opportunity to experience the best of both worlds-classic charm and modern convenience. Embrace the exclusive lifestyle that awaits in this remarkable property, where every detail has been thoughtfully curated to create a true sanctuary.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Stone,Crawl Space
- Roof: Shingle
- Construction materials: Frame,Stone
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 800
Basement
- Has basement: Yes
- Basement: Finished,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 5
- Main level bedrooms: 5
Features
- 9'+ Ceilings
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 2,000
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704016475
- Zoning: R1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Exterior features: Awning(s),Chimney Cap(s),Rain Gutters
- Waterfront features: Pond
- Waterbody name: Farm Pond
Lot
- Lot size: 0.96 Acres
Parking
- Total spaces: 4
- Parking features: Off Site,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,332 | $39,984 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $629 | $7,548 |
| Electricity | $356 | $4,280 |
| Total | $4,530 | $54,360 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $659,000 |
| 2026-01-14 | Listing removed | $645,000 |
| 2025-12-02 | Listed for sale | $645,000 |
| 2024-08-28 | Listing removed | $379,900 |
| 2023-12-21 | Listing removed | -- |
| 2023-10-19 | Listed for sale | $379,900 |
| 2023-10-12 | Pending sale | $379,900 |
| 2023-09-19 | Listed for sale | $379,900 |
| 2023-09-02 | Pending sale | $379,900 |
| 2023-04-26 | Listed for sale | $379,900 |
| 2023-03-17 | Listing removed | -- |
| 2023-03-15 | Listed for sale | $399,000 |
| 2023-03-05 | Listing removed | $399,999 |
| 2023-01-19 | Listed for sale | $399,999 |
| 2021-07-29 | Listing removed | -- |
| 2021-06-28 | Listed for rent | $3,500 |
| 2021-01-06 | Listing removed | -- |
| 2020-12-07 | Listed for rent | $3,500 |
| 2020-08-06 | Listing removed | $3,500 |
| 2020-07-17 | Sold | $150,000 |
| 2020-07-06 | Listed for rent | $3,500 |
| 2020-05-11 | Price change | $159,800 |
| 2020-03-23 | Listed for sale | $169,800 |
| 2020-02-21 | Sold | $150,000 |
| 2018-02-14 | Sold | $120,000 |
| 2004-11-29 | Sold | $218,000 |
View on Zillow