1497 Algonquin Ct, Finksburg, MD, 21048
About This Home
BEST VALUE IN FINKSBURG! Don't miss out! Make an appointment now - Come home to this well maintained Rancher in much desired Finksburg - NO HOA- Great location for commutes north or south - so many options to utilize this space and create your private oasis on a corner lot. Enter the cozy 20 by 12 living room with a Brick Fireplace with a raised hearth and mantle - enter the U shaped kitchen with Glass backsplash, Deep Stainless sink, tons of storage and Luxury Vinyl Plank flooring, breakfast bar with pass thru to the formal dining room with luxury vinyl plank flooring and a sliding door to a huge freshly painted deck to entertain. There is also a door to the oversized one car garage with custom shelving, garage door opener and a separate attic for more storage. Down the hallway is a large full bath with a deep linen closet, ceramic tile flooring and a tub shower combo. Two bedrooms - one with a ceiling fan and finally the Spacious Primary Bedroom with a double closet, ceiling fan and a Primary Bath complete with ceramic tile and a shower stall. The Lower Level hosts a Huge newly painted and carpeted Family room with a TV and surround sound system that stays! There is also a recreation area with vinyl flooring, room for a wet bar (the rough-in for the sink is already there) workout area and a full sized extra refrigerator to keep cool drinks for hydration. Also there is a half bath - so convenient when entertaining. The back rooms in the lower level include a laundry area with laundry tub, long workbench with peg boards to hang tools - the utility area and more custom shelving! The list goes on and on! Make your appointment now - be the first one in so you don't miss out!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1979
Materials
- Foundation: Permanent
- Roof: Asphalt
- Construction materials: Brick Front,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Heater,Water Treat System,Electric Water Heater
- Laundry features: In Basement,Lower Level,Washer In Unit,Dryer In Unit,Laundry Room
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Heated,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance,Shelving,Walk-Out Access,Workshop
Bathroom2
- Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
- Level: Main
Bedroom2
- Features: Ceiling Fan(s),Flooring - Carpet
- Level: Main
- Area: 117
- Dimensions: 9 X 13
Bedroom3
- Features: Flooring - Carpet
- Level: Main
- Area: 80
- Dimensions: 8 X 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Features: Flooring - Laminate Plank,Formal Dining Room,Granite Counters,Lighting - Ceiling,Window Treatments
- Level: Main
- Area: 110
- Dimensions: 10 X 11
Family Room
- Features: Flooring - Carpet
- Level: Lower
Features
- Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Entry Level Bedroom,Formal/Separate Dining Room,Eat-in Kitchen,Primary Bath(s),Sound System
- Door features: Six Panel,Sliding Glass,Storm Door(s)
- Window features: Screens,Double Pane Windows,Bay/Bow,Replacement,Window Treatments
- Flooring: Ceramic Tile,Concrete,Carpet,Luxury Vinyl,Vinyl
- Number of fireplaces: 1
- Fireplace features: Brick,Equipment,Glass Doors,Mantel(s),Wood Burning
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 1,215
Half Bath
- Features: Flooring - Ceramic Tile
- Level: Lower
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Electric,Oil
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 2,411
- Total interior livable area: 1,615 sqft
Kitchen
- Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Breakfast Bar,Kitchen - Electric Cooking
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Laundry
- Features: Flooring - Concrete
- Level: Lower
Living Room
- Features: Fireplace - Wood Burning,Flooring - Carpet,Window Treatments
- Level: Main
- Area: 240
- Dimensions: 12 X 20
Primary Bathroom
- Features: Flooring - Ceramic Tile,Bathroom - Stall Shower
- Level: Main
Primary Bedroom
- Features: Attached Bathroom,Ceiling Fan(s),Flooring - Carpet,Window Treatments
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Recreation Room
- Features: Flooring - Vinyl
- Level: Lower
Workshop
- Features: Flooring - Concrete
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704041682
- Zoning: R-400
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Exterior features: Chimney Cap(s),Satellite Dish
Lot
- Lot size: 0.96 Acres
- Features: Corner Lot,Front Yard,Landscaped,Rear Yard,SideYard(s),Corner Lot/Unit
Parking
- Total spaces: 6
- Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Driveway,Paved,Attached,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,416 | $28,992 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $412 | $4,944 |
| Electricity | $281 | $3,374 |
| Total | $3,263 | $39,156 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $477,900 |
| 2026-07-16 | Price change | $494,000 |
| 2026-07-06 | Listed for sale | $499,000 |
| 1994-07-19 | Sold | $143,500 |
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