1969 Turnberry Ct, Finksburg, MD, 21048
About This Home
Experience refined luxury, sophistication, and privacy in this exceptional three-level estate in the prestigious River Downs, ideally positioned to enjoy the highly anticipated golf course grand opening on June 1, 2026. Set on a beautifully manicured, expansive flat homesite, this remarkable residence offers a serene and elevated lifestyle with breathtaking surroundings and exceptional privacy. Soaring ceilings, abundant natural light, and grand living spaces create an immediate sense of timeless elegance, while the formal dining room seamlessly flows into a gourmet kitchen appointed with stainless steel appliances, double ovens, a large center island, and extensive cabinetry. The inviting family room is anchored by a striking wood-burning fireplace, creating the perfect gathering space for both intimate evenings and large-scale entertaining. The upper level offers a luxurious private retreat highlighted by an expansive primary suite featuring a spa-inspired bath, oversized custom walk-in closet, and a versatile sitting room ideal for a private lounge, executive office, or fitness space. A secondary en-suite bedroom, two additional generously sized bedrooms, and an updated full bath complete the upper level with exceptional comfort and functionality. Designed for resort-style living, the walkout lower level showcases a spacious lounge and theater area, elegant wet bar, full bath, and a private guest suite ideal for extended stays or multigenerational living. Outdoors, the breathtaking backyard sanctuary offers sweeping open views and exceptional privacy, creating an extraordinary backdrop for entertaining or peaceful everyday living. This remarkable residence presents a rare opportunity to experience luxury living in one of the area’s most coveted communities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Very Good
- Year built: 2000
Materials
- Foundation: Other
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Double Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer,Water Heater
- Laundry features: Main Level,Has Laundry,Laundry Room
Basement
- Has basement: Yes
- Basement: Interior Entry,Finished,Exterior Entry,Walk-Out Access
Bathroom3
- Level: Upper
- Area: 72
- Dimensions: 9 X 8
Bedroom1
- Features: Walk-In Closet(s),Attached Bathroom
- Level: Upper
- Area: 456
- Dimensions: 19 X 24
Bedroom2
- Level: Upper
- Area: 100
- Dimensions: 10 X 10
Bedroom3
- Features: Attached Bathroom
- Level: Upper
- Area: 196
- Dimensions: 14 X 14
Bedroom4
- Level: Upper
- Area: 154
- Dimensions: 11 X 14
Bedroom5
- Features: Attached Bathroom
- Level: Lower
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 234
- Dimensions: 18 X 13
Dining Room
- Level: Main
- Area: 224
- Dimensions: 14 X 16
Exercise Room
- Level: Lower
- Area: 140
- Dimensions: 10 X 14
Family Room
- Level: Lower
- Area: 480
- Dimensions: 15 X 32
Family Room
- Level: Main
- Area: 288
- Dimensions: 18 X 16
Family Room
- Level: Main
- Area: 210
- Dimensions: 14 X 15
Features
- 2nd Kitchen,Built-in Features,Eat-in Kitchen,Kitchen Island,Kitchen - Gourmet,Pantry,Recessed Lighting,Store/Office,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,656
- Finished area above ground: 4,013
Half Bath
- Level: Main
- Area: 30
- Dimensions: 6 X 5
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,851
- Total interior livable area: 5,669 sqft
Kitchen
- Level: Lower
- Area: 180
- Dimensions: 15 X 12
Kitchen
- Features: Pantry,Double Sink,Kitchen Island
- Level: Main
- Area: 368
- Dimensions: 23 X 16
Laundry
- Level: Main
- Area: 54
- Dimensions: 6 X 9
Living Room
- Level: Lower
- Area: 360
- Dimensions: 15 X 24
Office
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Storage Room
- Level: Lower
Storage Room
- Level: Lower
Storage Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704073177
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,435 | $65,220 |
| Home Insurance * | $347 | $4,164 |
| Property Taxes | $975 | $11,700 |
| Electricity | $722 | $8,667 |
| Total | $7,479 | $89,748 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $1,224,900 |
| 2026-04-22 | Listing removed | $1,279,000 |
| 2026-03-22 | Price change | $1,279,000 |
| 2025-11-12 | Price change | $1,299,900 |
| 2025-10-16 | Listed for sale | $1,375,000 |
| 2000-10-30 | Sold | $412,835 |
View on Zillow