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1335 Jay Rd, Eldersburg, MD, 21784

4beds
3baths
2,500sqft
$580,000
$232price/sqft
$3,982/moest. monthly cost
$159,280/yrincome needed

About This Home

Welcome home to 1335 Jay Rd! Enter into the two story foyer with tons of natural light and an inviting open layout. The main level features a spacious kitchen that opens to the family room with a gas fireplace, creating the perfect space for everyday living and entertaining. A new sliding glass door opens to the deck and fully fenced back yard. Upstairs you will find four generously sized bedrooms, including a spacious primary bedroom with a private bath featuring a soaking tub and separate shower. The finished walk-up lower level offers a large recreation room, an office area, ample storage and direct access to the backyard. Enjoy peace of mind with major updates including a New Roof (2026) and New HVAC (2026) and Newer Hot Water Heater (2023). Conveniently located just minutes from Main Street Sykesville's charming shops, restaurants, and community events, with easy access to major commuter routes, this home offers the perfect combination of comfort, convenience and location. Don't miss your opportunity to make it yours!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
9/10
8/10
Liberty High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Rear Entrance,Walk-Out Access,Windows,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,660
  • Total interior livable area: 2,500 sqft

Office

  • Level: Lower

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0705097290
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$160$1,920
Property Taxes $572$6,864
Electricity $318$3,822
Total$3,982$47,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,525/yr
40% on housing$119,460/yr
45% on housing$106,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 21784$229
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21784$255
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$575,000
2026-07-30Listed for sale$580,000
2006-01-27Sold$420,000
2000-10-04Sold$199,900
1999-06-15Sold$188,450

For Sale by Agent

AgentLindsey Berry
BrokerageCummings & Co. Realtors

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