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1560 Old Manchester Rd, Westminster, MD, 21157

3beds
2baths
2,540sqft
$419,000
$165price/sqft
$2,948/moest. monthly cost
$117,920/yrincome needed

About This Home

Tucked beneath a canopy of towering mature trees, this hidden Westminster retreat feels like a world away yet it's just minutes from the shopping, dining, and conveniences of town! Convenient and hidden among beautiful mature trees on Rt 27 and Old Manchester Rd is a sprawling rancher on an amazing 1.68 acres. This inviting 3 bedroom, 2 bath home offers the privacy and serenity you've been searching for! As you arrive, you'll immediately appreciate the park like setting, where towering mature trees provide privacy, shade, and beautiful scenery throughout every season. The expansive yard offers endless opportunities for entertaining, gardening, outdoor games, or simply relaxing and enjoying nature from your own backyard. Inside, the home features a thoughtfully designed layout that makes both entertaining and daily living effortless. The spacious family room serves as the heart of the home, offering plenty of room for movie nights, game days, holiday gatherings, or simply unwinding after a long day. The kitchen flows seamlessly into the dining area and living room, creating an open and welcoming space where family and friends can easily gather. Whether you're preparing meals while staying connected with guests, hosting holiday dinners, or enjoying quiet evenings at home, this layout is designed for you! Downstairs, the finished basement adds incredible versatility and valuable additional living space. Whether you envision a playroom, recreation room, second family room, home gym, office, media room, or flexible living space, this finished lower level can easily adapt to fit your needs. The home also features three comfortable bedrooms, two bathrooms, and an attached two car garage, providing ample storage, convenience, and protection from the elements year round. Located just minutes from downtown Westminster, you'll enjoy convenient access to local restaurants, shopping, grocery stores, parks, schools, healthcare, and commuter routes while still coming home to the peace and privacy of a scenic, mature tree lined property. If you've been searching for a Westminster, MD home with mature trees, a large yard, spacious living areas, and an ideal location close to town and major commuter routes, this home in Carroll County, MD is it!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1320

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Finished area below ground: 1,320
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 0706007163
  • Zoning: R-400
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$129$1,548
Property Taxes $378$4,536
Electricity $323$3,883
Total$2,948$35,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,074/yr
40% on housing$88,440/yr
45% on housing$78,613/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$210
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$419,000
2026-08-06Listed for sale$419,000
2015-01-01Sold$145,000
2003-09-18Sold$235,000
1999-04-27Sold$145,000

For Sale by Agent

AgentAshley Mulloy
BrokerageFreedom Realty LLC

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