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3703 Wine Rd, Westminster, MD, 21158

4beds
3baths
3,570sqft
$650,000
$182price/sqft
$4,535/moest. monthly cost
$181,400/yrincome needed

About This Home

If you've been searching for a Cape Cod that combines custom craftsmanship, exceptional outdoor living, and unmatched storage and workshop space, your search ends here. Thoughtfully renovated over the years, this home seamlessly blends timeless charm with modern updates and is backing to a permanently preserved farm. The main level is designed for comfortable everyday living and features a luxurious primary suite, a private study that can easily serve as a fourth bedroom, a beautifully remodeled kitchen with premium KitchenAid and Jenn Air appliances, spacious living and formal dining rooms, and a stunning four-season sunroom complete with a unique indoor pond feature. A generously sized mudroom provides convenient access to the backyard entertainment area. Upstairs, you'll find two additional bedrooms and a full bath, while the lower level offers a large recreation room along with abundant unfinished space for storage, hobbies, or future expansion. Step outside to an incredible outdoor retreat featuring a covered patio with a striking stone fireplace, built-in food preparation station, and professionally landscaped surroundings—perfect for relaxing or entertaining year-round. This property is truly a dream for hobbyists, car enthusiasts, or anyone needing exceptional outbuildings. You'll find four separate storage buildings, three with electric service, including a 44' x 30' pole building with an additional 10' lean-to, a 30' x 24' detached garage, a 24' x 16' pole building, and a 16' x 10' storage shed. Additional highlights include cathedral ceilings, two beautiful stone fireplaces, hardwood and ceramic tile flooring, custom built-in cabinetry, detailed trim work, granite countertops, and a constant-pressure well water system. Major updates include Renewal by Andersen replacement windows, architectural shingle roof, and upgraded KitchenAid and Jenn Air appliances. This one-of-a-kind property offers the perfect combination of quality, comfort, functionality, and outdoor enjoyment—all in a setting you'll be proud to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Winters Mill High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1983

Materials

  • Foundation: Block
  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Mixed,Vinyl Siding,Stone,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level,Mud Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Interior Entry,Partially Finished,Side Entrance,Walk-Out Access

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Crown Molding,Flooring - Wood,Chair Rail
  • Level: Main

Features

  • Breakfast Area,Built-in Features,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Other,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Chair Railings,Crown Molding,Wainscotting,9'+ Ceilings,Cathedral Ceiling(s),Dry Wall
  • Door features: French Doors,Insulated,Sliding Glass
  • Window features: Double Hung,Insulated Windows,Palladian
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Stone,Mantel(s),Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 736
  • Finished area above ground: 2,834

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Wood Stove,Wall Unit,Oil,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Heat Pump,Electric

Interior Area

  • Total structure area: 4,712
  • Total interior livable area: 3,570 sqft

Kitchen

  • Features: Breakfast Nook,Granite Counters,Pantry,Kitchen Island,Flooring - Tile/Brick,Recessed Lighting,Lighting - Pendants
  • Level: Main

Living Room

  • Features: Fireplace - Wood Burning
  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Features: Flooring - Ceramic Tile,Lighting - Pendants,Recessed Lighting
  • Level: Main

Primary Bathroom

  • Features: Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Countertop(s) - Solid Surface,Double Sink,Flooring - Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Flooring - Wood,Attached Bathroom
  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0706032680
  • Zoning: AGRIC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Brick
  • Exterior features: Extensive Hardscape,Lighting,Storage,Sidewalks,Other
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3.69 Acres
  • Features: Landscaped,Private,Wooded,Other

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,Garage Door Opener,Oversized,Asphalt,Driveway,Private,Secured,Detached,Other
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$182$2,184
Property Taxes $613$7,356
Electricity $454$5,458
Total$4,535$54,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,485/yr
40% on housing$136,050/yr
45% on housing$120,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$206
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$650,000
2026-08-05Listed for sale$650,000

For Sale by Agent

AgentPat Pitrone
BrokerageRE/MAX Advantage Realty

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