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3045 Wood Dr, Manchester, MD, 21102

5beds
3baths
2,266sqft
$449,000
$198price/sqft
$3,227/moest. monthly cost
$129,080/yrincome needed

About This Home

List Price Just Reduced !! Rancher style home on 5.3 acres That offers Great Potential !!Features a , clean, very well maintained home on a private setting. Two separate metered levels. The main level includes very spacious kitchen, family and dining rooms, 3 bedrooms, mudroom, laundry room, one full bath, and one half bath. The lower level includes a nice sized family room, kitchen/dining areas, two bedrooms, one full bath and a utility room. The detached garage is oversized and includes a full-length storage attic with separate entrance. The land is primarily open and flat to gentle sloping. The Local Business Zoning provides for an abundance of permitted uses making this property an excellent owner-user property, or an investor-owned investment. There's about 390 foot of road frontage on MD RTE 27 but the entrance to the home is on Wood Drive .

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Other,Full,Finished,Side Entrance,Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Finished area below ground: 850
  • Finished area above ground: 1,416

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,832
  • Total interior livable area: 2,266 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Level: Lower

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0706039111
  • Zoning: BL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Frontage type: Road Frontage
  • Frontage length: Road Frontage: 397

Lot

  • Lot size: 5.38 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Side,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$166$1,992
Property Taxes $503$6,036
Electricity $288$3,464
Total$3,227$38,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,640/yr
40% on housing$96,810/yr
45% on housing$86,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 21102$210
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21102$222
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$449,000
2026-05-29Listed for sale$499,900
2025-12-30Listing removed$499,900
2025-10-30Price change$499,900
2025-07-08Listed for sale$575,000
2025-06-13Listing removed$649,900
2024-10-08Price change$649,900
2024-08-05Listed for sale$750,000

For Sale by Agent

AgentGarry Haines
BrokerageHaines Realty

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