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3451 Augusta Rd, Manchester, MD, 21102

2beds
1baths
936sqft
$260,000
$278price/sqft
$1,961/moest. monthly cost
$78,440/yrincome needed

About This Home

Opportunity awaits at this 2-bedroom, 1-bath rancher situated on a spacious, level lot in Whispering Valley. Offering one level living, this home features a generously sized living room, an eat in kitchen, laminate flooring throughout much of the main level, a full bath with ceramic tile flooring, and an unfinished basement providing excellent storage or future finishing potential. Outside, enjoy a large fenced rear yard with plenty of space for gardening, pets, recreation, or entertaining, along with two storage shed for additional convenience. The home is functional but is in need of cosmetic updates and repairs, making it an excellent opportunity to build equity with some TLC. Conveniently located near schools, parks, shopping, and commuter routes.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Property condition: Below Average
  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Washer,Dryer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 936

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Eat-in Kitchen,Kitchen - Table Space
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 936 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0706044360
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$96$1,152
Property Taxes $270$3,240
Electricity $281$3,374
Total$1,961$23,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,234/yr
40% on housing$58,830/yr
45% on housing$52,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 21102$215
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21102$222
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$245,000
2026-08-04Price change$245,000
2026-07-21Listed for sale$260,000

For Sale by Agent

AgentJessica Sauls
BrokerageThe KW Collective

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