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105 Warfieldsburg Rd, Westminster, MD, 21157

5beds
4baths
2,452sqft
$535,000
$218price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

MOTIVATED SELLER - Beautifully renovated 5BR 3.5 bath brick Cape Cod conveniently located in Carroll County. Featuring new kitchen with SS appliances and granite counter tops. New baths with masterful tile work. Main level highlights 2 bedrooms and 2 full baths, living room that overlooks breathtaking farmland views from the front porch and eat in kitchen. Upstairs presents 2 additional bedrooms with a half bath. Fully finished basement with a bedroom and a full bath and separate rear entrance with covered stairway. Beautiful, flat backyard with detached garage. Includes new underground electric fence for your family pet(s). Must See!!! You will fall in love!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

4/10
7/10
8/10
Westminster High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1965

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Area: 1000

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Exterior Entry,Rear Entrance,Sump Pump,Other,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Eat-in Kitchen
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,452
  • Total interior livable area: 2,452 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707016425
  • Zoning: R-400
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Awning(s)
  • Fencing: Electric,Invisible
  • Has view: Yes
  • View description: Panoramic,Scenic Vista,Trees/Woods

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Faces Side,Garage Door Opener,Asphalt,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$165$1,980
Property Taxes $498$5,976
Electricity $312$3,748
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$209
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$535,000
2026-07-02Listed for sale$549,500
2023-10-20Sold$479,000
2023-09-28Pending sale$479,000
2023-09-20Listed for sale$479,000
2023-06-16Sold$335,000
2023-05-25Pending sale$365,000
2023-05-18Listed for sale$365,000
2023-04-11Listing removed$365,000
2023-03-30Pending sale$365,000
2022-11-03Price change$365,000
2022-10-08Listed for sale$387,500
2018-06-19Sold$250,000
2018-05-09Pending sale$245,000
2018-03-13Price change$245,000
2017-12-21Listed for sale$250,000
1999-09-09Sold$117,500

For Sale by Agent

AgentJudy Walters
BrokerageWalters Realty

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