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1513 Chris Ln, Westminster, MD, 21158

5beds
3baths
3,048sqft
$580,000
$190price/sqft
$3,987/moest. monthly cost
$159,480/yrincome needed

About This Home

Welcome to this classic two-story Colonial in the desirable Kalten Acres subdivision, just minutes north of Westminster. Situated on a beautifully landscaped corner lot of nearly one acre, this spacious home offers five bedrooms and 2.5 baths with a functional floor plan designed for comfortable everyday living and entertaining. The upper level features all five bedrooms, including a generous primary suite with a private full bath, dressing area, and dedicated makeup vanity. An additional full bath is also located on the upper level. The main level welcomes you with a foyer featuring a fiberglass leaded etched-glass entry door, opening to a spacious living room and formal dining room. The functional kitchen includes a breakfast area and opens to the inviting family room, complete with a cozy fireplace and wet bar—perfect for entertaining. A versatile den/breezeway provides the ideal space for a home office, fitness room, craft studio, or hobby area. A convenient main-level laundry room and half bath complete the first floor. The oversized side-entry two-car garage features automatic openers, built-in storage cabinets and shelving, and pull-down attic access for additional storage. The full unfinished basement provides a staired access to the rear yard and offers exceptional potential for future finished living space, a recreation room, workshop, or abundant storage. This well-maintained home has been thoughtfully updated over the years with replacement windows, an updated roof, Roth oil tank and updated two-zone oil forced-air heating and central air conditioning systems, providing peace of mind while leaving opportunities to personalize the interior to your own taste. Offering generous living space, nearly an acre of beautifully landscaped grounds, and endless possibilities for future expansion, this is a wonderful opportunity to own a spacious home in a convenient location.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
9
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding,T-1-11

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Exhaust Fan,Dishwasher,Electric Water Heater
  • Laundry features: Main Level,Hookup,Laundry Room

Basement

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 1260
  • Dimensions: 28 X 45

Bathroom2

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 224
  • Dimensions: 16 X 14

Bedroom4

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedroom5

  • Features: Flooring - Carpet,Walk-In Closet(s),Window Treatments
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 140
  • Dimensions: 14 X 10

Den

  • Features: Flooring - Vinyl,Ceiling Fan(s),Window Treatments
  • Level: Main
  • Area: 300
  • Dimensions: 25 X 12

Dining Room

  • Features: Flooring - Carpet,Chair Rail,Window Treatments
  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Family Room

  • Features: Fireplace - Wood Burning,Wet Bar,Window Treatments,Flooring - Carpet
  • Level: Main
  • Area: 294
  • Dimensions: 14 X 21

Features

  • Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Central Vacuum,Crown Molding,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Eat-in Kitchen,Primary Bath(s),Recessed Lighting,Bar,Walk-In Closet(s),Dry Wall
  • Door features: Insulated
  • Window features: Double Pane Windows,Double Hung,Screens,Replacement,Stain/Lead Glass
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Glass Doors,Screen,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,048

Foyer

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 150
  • Dimensions: 15 X 10

Half Bath

  • Features: Flooring - Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Zoned,Forced Air,Oil
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units,Zoned,Electric

Interior Area

  • Total structure area: 4,428
  • Total interior livable area: 3,048 sqft

Kitchen

  • Features: Kitchen - Electric Cooking,Window Treatments,Flooring - Vinyl
  • Level: Main
  • Area: 126
  • Dimensions: 14 X 9

Laundry

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 45
  • Dimensions: 9 X 5

Living Room

  • Features: Flooring - Carpet,Window Treatments
  • Level: Main
  • Area: 300
  • Dimensions: 15 X 20

Primary Bathroom

  • Features: Flooring - Vinyl,Bathroom - Stall Shower
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Window Treatments
  • Level: Upper
  • Area: 266
  • Dimensions: 19 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707040083
  • Zoning: R-400
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting,Sidewalks

Lot

  • Lot size: 0.98 Acres
  • Features: Corner Lot,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Garage Door Opener,Garage Faces Side,Oversized,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$162$1,944
Property Taxes $505$6,060
Electricity $388$4,660
Total$3,987$47,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,697/yr
40% on housing$119,610/yr
45% on housing$106,320/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$205
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$580,000

For Sale by Agent

AgentJim Blaney
BrokerageCummings & Co. Realtors

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