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150 Lincoln Rd, Westminster, MD, 21157

5beds
4baths
2,400sqft
$499,900
$208price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

Fully renovated in 2023–2024 with all required county permits, this beautifully updated Westminster home offers modern finishes, flexible living space, and excellent rental potential. Updated kitchen with quartz countertops, stainless steel appliances, and ample cabinetry. Bright family room with direct access to a private screened‑in patio. Primary bedroom on upper level with its own bath, walk in closet and entrance to huge balcony. Stackable washer and dryer on upper level. Fully finished basement with kitchenette, full bathroom and two additional bedrooms. Private exterior entrance — ideal for rental income, in‑law suite, or guest accommodations. There is a hook up for washer and dryer in basement closet. Detached two car garage and plenty of street parking in front of the home. Gas furnace 2022. Tankless HWH 2023. Roof 2026. Located on a quiet street in the heart of Westminster, close to shopping, dining, and everyday conveniences.

Getting Around

76
WalkingVery Walkable
20
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1938

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Water Heater,Tankless Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Heated,Improved,Exterior Entry,Interior Entry,Rear Entrance,Windows

Bathroom2

  • Features: Soaking Tub
  • Level: Upper

Bathroom3

  • Features: Soaking Tub
  • Level: Main

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 99
  • Dimensions: 9 X 11

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 108
  • Dimensions: 9 X 12

Bedroom4

  • Level: Lower
  • Area: 99
  • Dimensions: 9 X 11

Bedroom5

  • Level: Lower
  • Area: 108
  • Dimensions: 9 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Family Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Main
  • Area: 300
  • Dimensions: 12 X 25

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Upgraded Countertops,2nd Kitchen,Cedar Closet(s),Crown Molding,Primary Bath(s),Recessed Lighting
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Replacement,Screens
  • Flooring: Hardwood,Vinyl,Carpet
  • Finished area below ground: 800
  • Finished area above ground: 1,600

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 49
  • Dimensions: 7 X 7

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Flooring - HardWood,Kitchen - Electric Cooking,Recessed Lighting
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Kitchen

  • Features: Countertop(s) - Quartz
  • Level: Lower
  • Area: 154
  • Dimensions: 11 X 14

Living Room

  • Features: Flooring - HardWood,Crown Molding
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Primary Bathroom

  • Features: Bathroom - Walk-In Shower
  • Level: Upper

Primary Bedroom

  • Features: Flooring - HardWood,Walk-In Closet(s),Attached Bathroom,Balcony Access
  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Screened Porch

  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0707061595
  • Zoning: R-750
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Screened,Porch,Screened Porch
  • Exterior features: Sidewalks
  • Fencing: Partial

Lot

  • Lot size: 6,741 sqft
  • Features: Rear Yard,SideYard(s),Front Yard
  • Lot size dimensions: 60.00 x

Parking

  • Total spaces: 2
  • Parking features: Oversized,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$154$1,848
Property Taxes $699$8,388
Electricity $305$3,669
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$209
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$489,900
2026-07-29Price change$499,900
2026-07-25Listed for sale$525,000
2026-02-14Listing removed$509,900
2026-02-13Listed for sale$509,900
2022-12-20Listing removed$440,000
2022-11-29Price change$440,000
2022-11-10Price change$445,999
2022-11-08Listed for sale$446,000
2022-06-21Sold$240,000
2022-06-03Pending sale$250,000
2022-05-18Listing removed--
2022-05-14Listed for sale$250,000

For Sale by Agent

AgentIgor Maltsev
BrokerageEXP Realty, LLC

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