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132 Dunrovin Ave, Westminster, MD, 21158

5beds
5baths
3,106sqft
$499,999
$161price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Tucked away at the back of a quiet cul-de-sac in Westminster, this expansive home offers over 3,000 square feet of versatile living space designed for comfort, privacy, and flexibility. With 5 bedrooms, 4 full baths, and 1 half bath, this property is ideal for multigenerational living, growing households, or anyone seeking additional income potential. One of the home’s standout features is the attached apartment/in-law suite complete with its own private entrance, separate parking area, laundry, and 1 bedroom — offering endless possibilities for extended family, guests, or rental income. Inside, you’ll find two spacious primary suites, including a private owner’s retreat situated on its own level with oversized closet space and a beautifully appointed en suite bath. The thoughtful layout provides both togetherness and personal space throughout the home. Step outside to enjoy the fully fenced .40-acre lot featuring mature landscaping, lush perennial and native flower gardens, a peaceful koi pond, covered deck, and charming brick patio — creating your own private outdoor oasis perfect for entertaining or relaxing evenings at home. Conveniently located just moments from McDaniel College with easy access to Rt. 140, this exceptional property combines space, functionality, and location in one truly unique offering. You will not find this much space for this price anywhere else!

Getting Around

25
WalkingCar-Dependent
14
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Lower Level,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Partially Finished,Shelving,Walk-Out Access

Bathroom2

  • Level: Main
  • Area: 35
  • Dimensions: 5 X 7

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Pantry,Primary Bath(s),Recessed Lighting
  • Flooring: Carpet,Wood
  • Finished area below ground: 1,631
  • Finished area above ground: 1,475

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 3,106
  • Total interior livable area: 3,106 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Laundry

  • Level: Lower
  • Area: 143
  • Dimensions: 11 X 13

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Other

  • Features: Bathroom - Tub Shower,Breakfast Room,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet,Flooring - Ceramic Tile
  • Level: Lower
  • Area: 496
  • Dimensions: 16 X 31

Primary Bathroom

  • Features: Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 91
  • Dimensions: 7 X 13

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 10 X 21

Primary Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11 X 14

Recreation Room

  • Level: Lower
  • Area: 682
  • Dimensions: 22 X 31

Workshop

  • Level: Lower
  • Area: 154
  • Dimensions: 11 X 14

Property

Accessibility

  • Accessibility features: Entry Slope <1',Grip-Accessible Features,Accessible Entrance

Details

  • Parcel number: 0707086474
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Roof
  • Exterior features: Lighting,Flood Lights
  • Fencing: Chain Link,Partial,Back Yard

Lot

  • Lot size: 0.40 Acres
  • Features: Adjoins - Public Land,Backs to Trees,Flag Lot,Landscaped,Level,No Thru Street,Rear Yard,Secluded,SideYard(s)

Parking

  • Total spaces: 6
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$140$1,680
Property Taxes $456$5,472
Electricity $395$4,748
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$206
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$550,000
2005-09-06Sold$350,000

For Sale by Agent

AgentKelly Rumbaugh
BrokerageHomes and Farms Real Estate

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