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361 Buck Cash Dr, Westminster, MD, 21158

3beds
3baths
2,015sqft
$430,000
$213price/sqft
$3,180/moest. monthly cost
$127,200/yrincome needed

About This Home

Located in the desirable Whispering Meadows community, this home has been beautifully updated and is move-in ready! Enter into the main level that features an open-concept living and dining area, complemented by a bright kitchen with ample cabinet space and room for an island or eat-in dining. The vaulted ceilings and skylights offer abundant natural light throughout. Upstairs you'll find three bedrooms and two full bathrooms. The primary bedroom boasts and oversized closet and en-suite bath. Downstairs, the family room provides tons of space, a side nook perfect for a bar setup, and a half-bath with the potential to be converted into a full bathroom. The basement level includes the laundry room, storage space, and two unfinished bonus rooms ideal for a home office, gym, or craft room. The three finished levels feature brand new carpet and LVP flooring, and fresh paint. The exterior features a landscaped front yard, a large back deck, and a cozy private patio area perfect for entertaining or relaxing. New roof in 2023.This home has the major updates complete, and is just waiting for you to add the finishing touches to make it your own!

Getting Around

20
WalkingCar-Dependent
14
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

4/10
7/10
8/10
Westminster High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 255

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Primary Bath(s),Vaulted Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 255
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,015
  • Total interior livable area: 2,015 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707115806
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$120$1,440
Property Taxes $605$7,260
Electricity $281$3,374
Total$3,180$38,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,028/yr
40% on housing$95,400/yr
45% on housing$84,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$205
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$430,000
2017-09-17Listing removed$1,800
2017-07-19Price change$1,800
2017-02-14Listed for rent$1,900
2015-03-06Listing removed$1,800
2015-03-06Pending sale$1,800
2015-02-16Listed for rent$1,800
2008-05-23Listing removed$290,000
2008-04-27Listed for sale$290,000
1992-12-02Sold$122,665

For Sale by Agent

AgentKimberly Justice
BrokerageEXP Realty, LLC

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