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712 Lythe Hill Ct, Westminster, MD, 21158

5beds
4baths
3,808sqft
$749,000
$197price/sqft
$5,434/moest. monthly cost
$217,360/yrincome needed

About This Home

Welcome to this beautiful 5BR / 3.5BA home in the sought-after Cliveden Reach at Meadow Branch, ideally situated on a quiet cul-de-sac and a professionally landscaped, private lot. With over 4,000 square feet of thoughtfully designed living space, this home offers comfort, elegance, and room to gather, relax, and grow. Step inside to hardwood floors, custom millwork, and vaulted ceilings that create an immediate sense of warmth. The welcoming foyer opens to a cozy library with custom built-ins—perfect for your favorite books and treasures—and a gracious dining room highlighted with chair rail and picture frame molding. The heart of the home is the stunning two-story family room featuring a fireplace, wet bar, and peaceful views of the tree canopy. French doors lead to a spacious deck, creating effortless indoor-outdoor living. A quiet den provides a perfect retreat for reading, working, or unwinding. The kitchen offers abundant cabinetry, dual wall ovens, breakfast bar and flows seamlessly into the bright breakfast room, which opens to a screened porch—ideal for morning coffee or relaxing evenings. A main-level laundry room and private office add everyday convenience and functionality. Upstairs, the luxurious primary suite is a true retreat, complete with walk-in closets and a spa-inspired bath. Three additional generously sized bedrooms share a well-appointed hall bath. The walk-out lower level expands the living space with a large recreation room, bedroom, full bath, walk-in storage, and utility room—offering wonderful flexibility for guests, hobbies, or entertaining. Enjoy outdoor living surrounded by beautiful landscaping and a private wooded setting, with both a screened porch and expansive deck. Conveniently located near shopping, dining, schools, commuter routes, golf, and the trails of Hashawha—this special home truly offers it all.

Getting Around

0
WalkingCar-Dependent
12
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,808

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,808
  • Total interior livable area: 3,808 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707136188
  • Zoning: R-200
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.95 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$210$2,520
Property Taxes $952$11,424
Electricity $485$5,822
Total$5,434$65,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,308/yr
40% on housing$163,020/yr
45% on housing$144,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$205
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$749,000
2026-07-01Listed for sale$765,000
2026-06-15Listing removed$765,000
2026-06-03Contingent$765,000
2026-05-29Listed for sale$765,000
1998-01-15Sold$84,000

For Sale by Agent

AgentKelly Johnston
BrokerageMonument Sotheby's International Realty

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