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309 N Main St, Greensboro, MD, 21639

3beds
2baths
1,791sqft
$279,900
$156price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

This exquisite Colonial-style home, thoughtfully renovated in 2019, seamlessly blends classic charm with modern luxury. Spanning 1,791 square feet, this residence offers a warm and inviting atmosphere, perfect for creating lasting memories. Step inside to discover a beautifully designed interior featuring engineered luxury vinyl plank flooring that exudes elegance and durability. The heart of the home is the gourmet kitchen, equipped with high-end appliances including a sleek electric oven/range, a spacious refrigerator, and a convenient dishwasher, making meal preparation a delight. With three generously sized bedrooms and one and a half bathrooms, this home provides ample space for relaxation and rejuvenation. The layout is designed for comfort, ensuring that every corner feels like a retreat. The property sits on a charming 0.15-acre lot, providing a cozy outdoor space for gatherings or quiet evenings under the stars. Enjoy the convenience of driveway parking, ensuring easy access for you and your guests. This home is not just a place to live; it's a lifestyle choice that embodies comfort, elegance, and modern convenience. Experience the perfect blend of luxury and warmth in this exceptional property, where every detail has been curated for your enjoyment.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
4/10
Lockerman Middle SchoolGrades 6-86.2 mi
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1943

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Oven/Range - Electric,Refrigerator,Water Heater,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Dry Wall
  • Flooring: Engineered Wood,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,791

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,791
  • Total interior livable area: 1,791 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0602018969
  • Zoning: CC
  • Special condition: Standard
  • Exclusions: Clothes Dryer

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Hurricane
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$119$1,428
Property Taxes $416$4,992
Electricity $281$3,374
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 21639$359
Caroline County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 21639
Caroline County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$299,900
2026-01-22Listed for sale$319,900
2018-11-29Sold$15,060
2018-08-30Listed for sale$37,100
2018-08-15Sold$80,000

For Sale by Agent

AgentEddie Matthews
BrokerageBenson & Mangold, LLC

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