




107 Smith St, Federalsburg, MD, 21632
About This Home
Move-In Ready & Beautifully Remodeled! This charming 3-bedroom, 1.5-bath home offers the perfect blend of comfort and convenience. Enjoy a spacious living room, separate dining area, and a dedicated laundry room for added functionality. The kitchen is designed for both everyday living and entertaining, featuring dual bar seating areas with open views to the living and dining spaces. One bedroom includes a private half bath—ideal for guests or added flexibility. Relax on the inviting front porch, perfect for evening unwinding. Conveniently located near shopping, grocery stores, a public boat ramp, park, and walking trails—with the added bonus of tax-free shopping just a short drive away in Delaware. A must-see home ready for its new owners!
Getting Around
Schools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Other
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch/Rambler
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,056
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,056
- Total interior livable area: 1,056 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0605008433
- Zoning: R-2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Enclosed,Porch
Lot
- Lot size: 10,350 sqft
- Lot size dimensions: 69.00 x
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $930 | $11,160 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $241 | $2,892 |
| Electricity | $281 | $3,374 |
| Total | $1,529 | $18,348 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $189,000 |
| 2026-04-04 | Listing removed | $198,000 |
| 2026-03-11 | Price change | $198,000 |
| 2026-02-09 | Price change | $219,999 |
| 2025-10-17 | Listed for sale | $229,990 |
| 2024-11-11 | Listing removed | $234,900 |
| 2024-10-17 | Price change | $239,900 |
| 2024-09-07 | Listed for sale | $249,900 |
For Sale by Agent
