505 Maryland Ave, Ridgely, MD, 21660
About This Home
Welcome to 505 Maryland Ave in the heart of charming Ridgely! This beautifully remodeled 3-bedroom, 2-bath rancher is truly move-in ready and offers the perfect blend of modern updates and everyday comfort. Renovated just a few years ago, the home features luxury vinyl plank flooring throughout, stylish soft-close cabinetry, granite countertops, stainless steel appliances, and a bright, functional layout designed for easy living. A brand-new roof was just installed with a transferable warranty, giving buyers added peace of mind for years to come, and the ductless mini-split heating and air conditioning system provides efficient year-round comfort. Whether you’re a first-time homebuyer, downsizing, or simply looking for low-maintenance living, this home checks all the boxes. Conveniently located close to local shops, dining, parks, and schools, you’ll love being right in the center of everything Ridgely has to offer. Just unpack and start enjoying your new home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Other,Electric
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 0607009895
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 10,499 sqft
- Lot size dimensions: 58.00 x
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $355 | $4,260 |
| Electricity | $281 | $3,374 |
| Total | $2,207 | $26,484 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $285,000 |
| 2026-07-16 | Price change | $285,000 |
| 2026-06-03 | Price change | $295,000 |
| 2026-05-20 | Listed for sale | $309,000 |
| 2026-02-18 | Listing removed | $299,000 |
| 2025-07-03 | Price change | $299,000 |
| 2025-06-13 | Listed for sale | $325,000 |
| 2023-09-29 | Sold | $320,000 |
| 2023-09-07 | Pending sale | $325,000 |
| 2023-09-05 | Listed for sale | $325,000 |
| 2022-09-13 | Sold | $140,000 |
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