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5555 Bonnie Brook Rd, Cambridge, MD, 21613

2beds
2baths
2,118sqft
$349,000
$165price/sqft
$2,577/moest. monthly cost
$103,080/yrincome needed

About This Home

Welcome to 5555 Bonnie Brook Road, Cambridge, MD! Nestled in a highly sought-after waterfront community with easy access to the Choptank River, this well-built, meticulously maintained ranch-style home offers the perfect blend of comfort, convenience, and Eastern Shore charm. Boasting over 2,000 square feet of traditional living space, this spacious home features a bright formal living room with large windows that fill the space with natural light, a formal dining room, and a delightful sun porch that's perfect for entertaining family and friends year-round. The home offers two generously sized bedrooms, one large full bath, and an additional half bath conveniently located in the oversized laundry room. Situated on a desirable corner lot of more than half an acre, you'll enjoy plenty of outdoor space with the added benefits of no city taxes and no flood insurance required. Located just a short distance from the community waterfront lot and boat launch, this property is ideal for boating enthusiasts and anyone looking to enjoy the beauty and recreation of the Choptank River. Whether you're searching for a full-time residence or a peaceful Eastern Shore retreat, 5555 Bonnie Brook Road is ready to welcome you home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Maple Elementary SchoolGrades PK-54.1 mi
2/10

Construction

Condition

  • Property condition: Good
  • Year built: 1968

Materials

  • Foundation: Crawl Space,Other
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Exterior Entry,Interior Entry

Bedroom1

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Features

  • Kitchen - Table Space,Dining Area,Dry Wall
  • Door features: Storm Door(s)
  • Window features: Screens,Storm Window(s),Window Treatments
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,118

Heating & Cooling

  • Heating features: Radiant,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,118 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 294
  • Dimensions: 14 X 21

Other

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Other

  • Level: Unspecified

Utility Room

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 1014005218
  • Zoning: SR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Drought
Heat Wave
Lightning
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$183$2,196
Property Taxes $349$4,188
Electricity $281$3,374
Total$2,577$30,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,354/yr
40% on housing$77,310/yr
45% on housing$68,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$153
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$349,000
2005-02-08Sold$220,000

For Sale by Agent

AgentBarbara Dayton
BrokerageLong & Foster Real Estate, Inc.

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