1603 Steamboat Wharf Rd, Fishing Creek, MD, 21634
About This Home
Welcome to 1603 Steamboat Wharf Rd in Hoopersville, MD—an inviting home set within a peaceful, water-oriented community where everyday living feels like a retreat. Surrounded by scenic views and the natural beauty of the Eastern Shore, this property offers a lifestyle centered around the water, whether it’s sunsets over the water or quiet evenings outdoors. Inside, the home offers approximately 2,000 +/- square feet with 4 bedrooms and a flexible bonus space that can serve as a 5th bedroom, home office, or guest area. The layout provides comfortable living spaces with room to gather, unwind, and entertain.Recent updates, including new flooring and appliances, complement the home’s welcoming feel while allowing you to settle in with ease. If you’re looking for a home that offers more than just a place to live—one that delivers a relaxed, waterfront lifestyle—this is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1947
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Refrigerator,Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Finished area below ground: 0
- Finished area above ground: 2,028
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Electric
Interior Area
- Total structure area: 2,028
- Total interior livable area: 2,028 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 1006086438
- Zoning: V
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River
Lot
- Lot size: 1 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $38 | $456 |
| Property Taxes | $186 | $2,232 |
| Electricity | $281 | $3,374 |
| Total | $1,465 | $17,580 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $199,900 |
| 2025-09-30 | Sold | $67,000 |
| 2017-09-20 | Sold | $50,000 |
| 2014-11-20 | Listing removed | $108,000 |
| 2013-06-11 | Listed for sale | $108,000 |
| 2013-04-27 | Listing removed | $108,000 |
| 2012-11-03 | Price change | $108,000 |
| 2012-08-02 | Listed for sale | $135,000 |
| 2004-06-08 | Sold | $45,000 |
| 2004-01-14 | Sold | $54,400 |
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