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2708 Hoopers Island Rd, Fishing Creek, MD, 21634

2beds
2baths
1,920sqft
$149,500
$78price/sqft
$1,224/moest. monthly cost
$48,960/yrincome needed

About This Home

PRICE ADJUSTMENT-Opportunity awaits! This property offers a great chance for a buyer looking to create a home that reflects their own style and vision. With a solid layout, generous outdoor space and plenty of potential, the property is ready for its next chapter. Spacious and distinctive the home offers 2,500 sq. ft. of living space, unique architectural details and beautiful views of the island and surrounding waterways. There is flexible space for two or more bedrooms with a spacious primary suite, walk-in closet and "balcony" windows. First floor bath has been fully renovated and the second floor bath with beautiful tile work is waiting for you to finish and customize. Skylights, vaulted ceilings, custom wall moldings and trim along with a wood-burning stove add warmth and character. The large back yard is surrounded by mature trees and offers a peaceful setting. Additionally, there is a workshop with electricity and separate storage shed. This is truly a unique property with generous space, privacy, water views and plenty of opportunity for the new owner to complete remaining projects and make this home their own. This property is being sold "As Is" and seller will make no repairs.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
South Dorchester SchoolGrades PK-85.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1915

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Den

  • Level: Main

Features

  • Bathroom - Tub Shower,Combination Kitchen/Living,Open Floorplan
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Wood Stove
  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1006088155
  • Zoning: V
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.85 Acres
  • Features: Rural

Parking

  • Total spaces: 4
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$30$360
Property Taxes $158$1,896
Electricity $281$3,374
Total$1,224$14,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,965/yr
40% on housing$36,720/yr
45% on housing$32,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 21634$182
Dorchester County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 21634$464
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$149,500
2026-07-10Listed for sale$197,500
2001-12-31Sold$35,000

For Sale by Agent

AgentCarol Baker-Jones
BrokerageBenson & Mangold, LLC

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