




1606 Steamboat Wharf Rd, Fishing Creek, MD, 21634
About This Home
WOW! Seller is motivated and has drastically reduced. Act now while there is plenty of summer left. Chesapeake sunsets and Honga River sunrises. Watermen heading out at dawn. Ospreys, heron, and egrets hunting their dinner. A short walk to crabs harvested that very morning. Everything that makes the Eastern Shore unique -- the Bay, windswept marshes, seafood, its deeply rooted history -- in a magical place where time slows down so you can catch up. Check out the former Airbnb " Hoopers Island Victorian" listing to find out what makes the house and island so special, from the past visitor's reviews. 🏡 The House Cross a breathtaking causeway and you are smack dab in the middle of an island that measures 1/3 of a mile across. this Chesapeake Bay to the west, Honga River to the east, tidal marsh to the north, and a marina to the south. You are surrounded by water and can see it from every room in the house. A spacious Victorian filled with historic details, high ceilings and original hardwood floors. Windows everywhere, all designed to bring in natural light and bay breezes, 3 bedrooms (comfortably sleeps 8), 1.5 baths, all new appliances. 1.4 acres, privacy, outdoor shower, grazing deer and resident Osprey family. Air-conditioning, high-speed internet, 2 fridges. 🔑 Lock and Load All you have to do is move in. Seller has completed extensive renovations. Includes most furniture and lighting, including dining table and chairs, living room couch and chairs, 5 beds, bureaus, TV and 2 refrigerators. Hammock chairs, porch furniture, fishing poles, crab nets and appliances. 🌾 The Island Two miles off Maryland’s Eastern Shore and 45 minutes from historic Cambridge lies Hoopers Island—one of the last inhabited islands in the Chesapeake Bay. Stretching ten miles and made up of three barrier islands, it’s home to pelicans, ospreys, great blue herons, egrets, cormorants, ibis, and only about 500 year‑round residents. Outdoors, the lifestyle truly comes alive--summer firepits under the stars, crisp fall evenings along the shoreline, and kayak adventures just moments way (kayaks included). Each season brings its own rhythm from sun-soaked summer days to the deeply restorative autumn season. 📍 The Region Close to Easton, St. Michaels, and Oxford. Blackwater National Wildlife Refuge offers hiking paths and 17 miles of water trails and a wide variety of local wildlife and scenic views. The Harriet Tubman Museum. a 10-minute drive to Old Salty's Restaurant, an Eastern Shore institution. A 10-minute walk to the freshest crabmeat and steamed crabs. Day trips to Ocean City or Rehoboth Beach, or carve out a half day visit to St Michaels, Oxford or Easton/
Getting Around
Schools
Construction
Condition
- Year built: 1914
Materials
- Foundation: Crawl Space
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range - Gas,Refrigerator,Water Heater,Instant Hot Water
- Laundry features: Lower Level,Hookup,Washer/Dryer Hookups Only
Bedroom1
- Features: Fireplace - Wood Burning,Flooring - HardWood
- Level: Upper
- Area: 196
- Dimensions: 14 X 14
Bedroom2
- Features: Flooring - HardWood
- Level: Upper
- Area: 168
- Dimensions: 14 X 12
Bedroom3
- Features: Flooring - HardWood
- Level: Upper
- Area: 182
- Dimensions: 14 X 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Flooring - HardWood
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Features
- Plaster Walls
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,740
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 70
- Dimensions: 14 X 5
Heating & Cooling
- Heating features: Other,Propane
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 1,740
- Total interior livable area: 1,740 sqft
Kitchen
- Features: Flooring - HardWood,Kitchen - Propane Cooking
- Level: Main
- Area: 169
- Dimensions: 13 X 13
Living Room
- Features: Flooring - HardWood
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Screened Porch
- Features: Flooring - HardWood
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Utility Room
- Features: Flooring - HardWood
- Level: Main
- Area: 78
- Dimensions: 13 X 6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1006091512
- Zoning: V
- Special condition: Standard
- Exclusions: List To Be Provided
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Screened Porch
- Exterior features: Outdoor Shower
- Has view: Yes
- View description: Water,Trees/Woods,River,Marina,Harbor
- Has water view: Yes
- Water view: Water,River,Marina,Harbor
- Waterfront features: Bayside,Bay
Lot
- Lot size: 1.25 Acres
Parking
- Total spaces: 4
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $71 | $852 |
| Property Taxes | $354 | $4,248 |
| Electricity | $281 | $3,374 |
| Total | $2,475 | $29,700 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Price change | $349,900 |
| 2026-04-20 | Listed for sale | $389,000 |
| 2022-01-07 | Sold | $250,000 |
| 2021-11-23 | Pending sale | $290,000 |
| 2021-11-23 | Contingent | $290,000 |
| 2021-08-25 | Price change | $290,000 |
| 2021-06-14 | Listed for sale | $325,000 |
| 2001-05-30 | Sold | $50,000 |
