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1311 Race St, Cambridge, MD, 21613

5beds
3baths
2,929sqft
$455,000
$155price/sqft
$3,688/moest. monthly cost
$147,520/yrincome needed

About This Home

***Sellers have found home of choice and are ready to entertain your offer!***Grand and beautifully updated, this circa‑1900 residence offers timeless architectural charm on 1.67 acres of land just moments from downtown and the waterfront. A welcoming wrap‑around porch with ceiling fans, sets the tone, perfect for relaxing and entertaining. The expansive grounds-fenced on three sides-include a spacious three story barn/garage, offering exceptional versatility and opportunity. Enjoy the lovely flagstone patio with fire pit and charming gazebo—ideal for outdoor gatherings and peaceful retreats. Step inside where historic character blends seamlessly with thoughtful updates, preserving the elegance of a bygone era while offering modern comfort and functionality. Generous living spaces, high ceilings, and period details reflect the home’s original craftsmanship, enhanced by tasteful improvements throughout. The generously sized first floor primary suite includes the ideal space for adding an en suite bath, offering flexibility to tailor the home to modern living. Climb the grand staircase to the second level with four spacious bedrooms and a full bath. The third level of the home includes a full bath, with space that could accommodate a sixth bedroom with minimal work. Rarely does a property of this size, stature, and amenity become available so close to shops, dining, and waterfront attractions. A truly special opportunity to own a distinctive piece of history in a prime location.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
Maple Elementary SchoolGrades PK-51.2 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Slab
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished,Workshop,Connecting Stairway,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Additional Stairway,Breakfast Area,Butlers Pantry,Ceiling Fan(s),Open Floorplan,Kitchen - Table Space,Pantry,Upgraded Countertops,Entry Level Bedroom
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,929

Heating & Cooling

  • Heating features: Heat Pump,Wall Unit,Electric
  • Cooling features: Other,Central Air,Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 2,929
  • Total interior livable area: 2,929 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007105835
  • Zoning: R-2
  • Special condition: Standard
  • Exclusions: Butcher Block In Kitchen

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Roof,Porch,Wrap Around

Lot

  • Lot size: 1.67 Acres
  • Features: Downtown

Parking

  • Total spaces: 2
  • Parking features: Storage,Oversized,Other,Garage Faces Rear,Circular Driveway,Driveway,Paved,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$239$2,868
Property Taxes $776$9,312
Electricity $373$4,478
Total$3,688$44,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,445/yr
40% on housing$110,640/yr
45% on housing$98,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$153
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$455,000
2026-07-07Listed for sale$470,000
2026-06-21Contingent$470,000
2026-05-15Price change$470,000
2026-05-08Listed for sale$495,000
2022-07-13Sold$270,000
2022-06-27Contingent$274,999
2022-06-18Listed for sale$274,999
2019-04-03Sold$185,000
2019-01-24Listed for sale$175,000
2018-04-02Listing removed$195,000
2017-12-28Listed for sale$195,000
2017-06-14Sold$120,000
2005-08-25Sold$310,000

For Sale by Agent

AgentLinda Perry
BrokerageLong & Foster Real Estate, Inc.

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