810 Locust St, Cambridge, MD, 21613
About This Home
Water-view home in historic Cambridge on Locust Street! 4BR/4BA featuring flexible living spaces to fit your needs, large windows capturing views of the Choptank River, and a 81x44ft. multi-car garage large enough for unlimited possibilities. Convenient to downtown, marinas, restaurants, and waterfront parks.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Brick/Mortar
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 2,088
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,088
- Total interior livable area: 2,088 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1007108303
- Zoning: R-3
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Oversized,Covered,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $323 | $3,876 |
| Electricity | $281 | $3,374 |
| Total | $2,277 | $27,324 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Listed for sale | $309,000 |
| 2025-12-01 | Listing removed | $379,999 |
| 2025-06-19 | Price change | $379,999 |
| 2025-06-07 | Listed for sale | $420,000 |
| 2002-11-18 | Sold | $56,200 |
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