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415 Maryland Ave, Cambridge, MD, 21613

4beds
2baths
2,004sqft
$324,950
$162price/sqft
$2,239/moest. monthly cost
$89,560/yrincome needed

About This Home

Step through the front door and be instantly transported to a bygone era. This beautifully maintained, turnkey 1895 home welcomes you with a grand two-story staircase, timeless architectural details, and the warmth of a residence that has been cherished for generations. The main level offers an inviting and effortless flow. From the elegant entry hall, you’ll move seamlessly into the comfortable living room, formal dining room, and spacious family room. Newly painted hardwood floors, abundant natural light, and oversized windows create a bright, welcoming atmosphere throughout. The charming kitchen blends historic character with modern convenience, featuring brand-new appliances and direct access to a full bathroom with newly added flooring and separate laundry room with back door exit to the yard. This renovated home boasts a new roof, new HVAC, furnace, condenser and air supply duct work. Ascend the stunning staircase to the second floor, where you’ll find three inviting bedrooms and a full bath with charming ball and claw tub. The third floor offers a private fourth bedroom—ideal as a guest suite, home office, artist’s studio, or peaceful retreat. Throughout the home, original features showcase the craftsmanship of a bygone era, including stained-glass accents, original fireplace mantels, hardwood flooring, and thoughtfully preserved architectural details rarely found in today’s homes. Outside, the fenced backyard is both functional and versatile, offering off-street parking, a detached climate-controlled garage, and an additional storage shed for tools, hobbies, or gardening equipment. Perfectly situated just a short stroll across Cambridge’s iconic drawbridge, this home places you moments from downtown’s charming shops, restaurants, churches, banks, and post office. Commuters and travelers alike will appreciate the convenient access to Easton, Salisbury, Maryland’s Eastern Shore and Delaware beaches, Annapolis, BWI Airport, and Washington, D.C. More than just a house, this is a rare opportunity to own a piece of history—a place where timeless character, modern comfort, and future memories come together. This home is ready for the next family story.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

1/10
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1895

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Exhaust Fan,Range Hood,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Kitchen Island,Dining Area
  • Number of fireplaces: 2
  • Fireplace features: Mantel(s)
  • Fireplace: Yes
  • Finished area above ground: 2,004

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007108648
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Off Street,Alley Access,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$170$2,040
Property Taxes $145$1,740
Electricity $281$3,374
Total$2,239$26,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,765/yr
40% on housing$67,170/yr
45% on housing$59,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$154
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$324,950
2015-05-15Sold$62,000
2015-04-15Pending sale$63,000
2015-03-11Price change$63,000
2015-02-09Price change$69,900
2015-01-10Price change$84,900
2014-12-05Listed for sale$95,000
2013-02-01Listing removed$95,000
2012-09-18Pending sale$95,000
2012-08-07Price change$95,000
2012-04-16Price change$85,000
2012-01-07Price change$92,500
2011-07-26Price change$99,900
2011-04-11Listed for sale$119,000
2006-03-14Sold$221,600
2000-05-03Sold$99,900
1999-04-27Sold$88,000

For Sale by Agent

AgentDenis Gasper
BrokerageBenson & Mangold, LLC

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