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425 Henry St, Cambridge, MD, 21613

2beds
1baths
1,032sqft
$249,000
$241price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

Beautifully renovated and move-in ready, this charming 2-bedroom, 1-bath home offers the perfect blend of modern updates and everyday convenience. The thoughtfully refreshed interior features a bright living room, separate dining room, an updated kitchen with new appliances and granite tops, a utility room with full sized washer & dryer, and all-new flooring on the first floor with new carpet and refinished hardwoods on second floor, creating a fresh and inviting atmosphere. All appliances sourced from R. Brooks & Son in Cambridge, MD. Outside, you'll find a new roof on the home, detached storage garage with new roof, convenient alley access and off-street parking on a private driveway. Ideally located just minutes from historic downtown Cambridge, you'll enjoy easy access to local restaurants, shops, parks, marinas, and waterfront attractions. Close proximity to planned waterfront development known as Sailwinds. Schedule your appointment ASAP, as this one won't last long.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

1/10
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Water Heater,Washer,Cooktop,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Main Level,Washer In Unit,Dryer In Unit

Bathroom1

  • Features: Flooring - Vinyl,Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Wood,Flooring - Luxury Vinyl Plank
  • Level: Main

Features

  • Bathroom - Tub Shower,Floor Plan - Traditional,Dry Wall
  • Window features: Double Hung,Replacement
  • Flooring: Luxury Vinyl,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,032

Heating & Cooling

  • Heating features: Forced Air,Natural Gas Available
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Main

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Flooring - Wood
  • Level: Upper

Utility Room

  • Features: Flooring - Vinyl,Flooring - Luxury Vinyl Tile
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007121539
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks
  • Frontage type: Road Frontage

Lot

  • Lot size: 7,438 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Driveway,Alley Access,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$130$1,560
Property Taxes $359$4,308
Electricity $281$3,374
Total$2,029$24,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$154
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$225,000
2026-07-13Listed for sale$249,000
2025-02-19Listing removed$179,999
2025-01-07Price change$179,999
2025-01-01Listed for sale$199,999
2012-02-22Sold$25,000
2011-07-20Price change$25,000
2010-03-24Listed for sale$90,000
2007-05-16Sold$210,000
2005-10-18Sold$102,000

For Sale by Agent

AgentCraig Linthicum
BrokerageBenson & Mangold, LLC

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