205 Somerset Ave, Cambridge, MD, 21613
About This Home
Don’t miss the opportunity to own this cozy cottage in Cambridge! It is located across the street from the YMCA and just a short stroll to Gerry Boyle Park at Great Marsh. Enjoy the many events that take place at both venues without having to drive! The large living room features a fireplace and a bow window which lets in plenty of natural light. The kitchen has stainless steel appliances and granite countertops. There is a bar area for dining as well as a separate dining room which could be converted into an office for versatility. There are 2 spacious bedrooms and an updated hall bathroom. Pull-down stairs lead to a floored attic for storage. The stackable washer/dryer is located in a utility room off the kitchen. The large back yard is fenced in and contains a storage shed and mature trees. There is also a deck to enhance the outdoor living space. Public boat ramp and public tennis courts are nearby. Updates include LVP flooring in 2017, HVAC in 2020, new roof in 2015, wood-look tile floors in 2015. Enjoy walking to downtown and taking advantage of all that Cambridge has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Dryer,Microwave,Dishwasher,Cooktop,Stainless Steel Appliance(s),Refrigerator,Water Heater,Electric Water Heater
- Laundry features: Dryer In Unit,Washer In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Attic,Bathroom - Tub Shower,Breakfast Area,Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Galley,Upgraded Countertops,Dry Wall
- Window features: Bay/Bow,Window Treatments
- Flooring: Ceramic Tile,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,209
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Electric
Interior Area
- Total structure area: 1,209
- Total interior livable area: 1,209 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1007161190
- Zoning: R-1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Fencing: Wood
- Has view: Yes
- View description: Street
Lot
- Lot size: 0.31 Acres
- Features: Rear Yard,Backs - Open Common Area,Suburban
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Drought
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $409 | $4,908 |
| Electricity | $281 | $3,374 |
| Total | $2,029 | $24,348 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $259,900 |
| 2025-06-10 | Listing removed | $3,300 |
| 2025-04-26 | Listed for rent | $3,300 |
| 2024-09-11 | Listing removed | $2,850 |
| 2024-07-11 | Price change | $2,850 |
| 2024-06-24 | Price change | $3,300 |
| 2024-01-13 | Price change | $3,500 |
| 2023-11-29 | Price change | $3,000 |
| 2023-09-26 | Listed for rent | $3,300 |
| 2023-04-12 | Listing removed | -- |
| 2022-10-12 | Price change | $3,300 |
| 2022-08-31 | Listed for rent | $3,400 |
| 2022-05-22 | Listing removed | -- |
| 2022-05-20 | Listed for rent | $3,400 |
| 2021-08-12 | Listing removed | -- |
| 2021-06-16 | Price change | $3,400 |
| 2021-06-03 | Listed for rent | $3,600 |
| 2021-02-16 | Sold | $190,000 |
| 2020-12-04 | Pending sale | $199,999 |
| 2020-11-25 | Listed for sale | $199,999 |
| 2018-10-25 | Listing removed | $1,200 |
| 2018-10-21 | Listed for rent | $1,200 |
| 2015-06-06 | Listing removed | $74,000 |
| 2015-05-23 | Pending sale | $74,000 |
| 2015-05-15 | Listed for sale | $74,000 |
| 2014-09-18 | Sold | $95,000 |
| 1997-10-02 | Sold | $72,000 |
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