




705 Church St, Cambridge, MD, 21613
About This Home
Welcome to your dream home! This beautifully updated property offers 5 spacious bedrooms and 3 full bathrooms, perfect for comfortable living and entertaining. Hot Features You’ll Love: Brand new modern kitchen with all new appliances , Gorgeous new flooring throughout, Completely renovated bathrooms, Fresh new paint inside and out, Large backyard- perfect for family gatherings, gardening, or relaxing. Bonus attic loft with 2 additional rooms- ideal for office space, guest rooms, or future expansion. Recent improvements include new roof and gutters/downspouts in 2021. 3 - level brand new split system air conditioning system for year-round comfort. The split air condition have 12 years all part warranty and 10 years labor.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1920
Materials
- Foundation: Block,Crawl Space
- Construction materials: Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
- Laundry features: Dryer In Unit,Washer In Unit
Bathroom1
- Level: Upper
Bathroom2
- Level: Main
Bathroom3
- Level: Main
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Main
Bedroom5
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Bathroom - Walk-In Shower,Dining Area,Dry Wall,Plaster Walls
- Flooring: Carpet,Ceramic Tile,Laminate
- Finished area below ground: 0
- Finished area above ground: 3,510
Heating & Cooling
- Heating features: Central,Programmable Thermostat,Wall Unit,Electric
- Cooling features: Central Air,Programmable Thermostat,Wall Unit(s),Electric
Interior Area
- Total structure area: 3,510
- Total interior livable area: 3,510 sqft
Property
Accessibility
- Accessibility features: Accessible Hallway(s),Accessible Entrance
Details
- Parcel number: 1007170637
- Zoning: R-3
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 7,400 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $667 | $8,004 |
| Electricity | $447 | $5,366 |
| Total | $3,508 | $42,096 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $475,000 |
| 2026-04-09 | Listed for sale | $509,998 |
| 2025-06-16 | Sold | $170,000 |
| 2025-05-19 | Pending sale | $185,000 |
| 2025-05-19 | Contingent | $185,000 |
| 2025-04-24 | Listed for sale | $185,000 |
| 2021-02-05 | Sold | $117,500 |
| 2020-12-20 | Pending sale | $125,000 |
| 2020-11-24 | Listed for sale | $125,000 |
| 2020-08-17 | Listing removed | $125,000 |
| 2020-08-02 | Listed for sale | $125,000 |
| 2020-04-24 | Listing removed | $125,000 |
| 2020-03-23 | Price change | $125,000 |
| 2019-11-08 | Price change | $139,750 |
| 2019-05-24 | Price change | $149,750 |
| 2019-03-04 | Price change | $165,000 |
| 2018-12-30 | Listed for sale | $175,000 |
| 2013-04-01 | Sold | $28,500 |
| 2012-07-22 | Listing removed | -- |
| 2012-05-31 | Price change | $19,000 |
| 2012-05-25 | Price change | $1,000 |
| 2012-05-23 | Price change | $19,000 |
| 2012-05-17 | Listed for sale | -- |
| 2012-04-25 | Sold | $30,303 |
| 2002-09-24 | Sold | $57,500 |
