2503 Legacy Ct, Cambridge, MD, 21613
About This Home
Cambridge - waterfront paradise on Jenkins Creek, offering direct, easy access to the Choptank River! Nestled on a private lot with a peaceful, country feel, this charming home combines serene Eastern Shore living with the convenience of being just minutes from downtown Cambridge. Step inside to bright, sunlit interiors featuring soaring cathedral ceilings and rich hardwood floors. Cozy up on cool winter evenings by the fireplace/ woodstove, or unwind in the spacious main-floor primary suite, complete with a walk-in closet, updated bath with a walk-in shower, and direct access to the deck through large sliding doors framing picturesque water views. Upstairs, you'll find two additional bedrooms, a full bath, a versatile bonus room or potential fourth bedroom, and generous extra space ideal for storage or future expansion. Outdoor living is truly exceptional, featuring two private decks, a welcoming front porch, and a wonderful screened porch perfect for relaxing or entertaining. The rip-rapped shoreline includes a private dock equipped with water and electricity—ready for your boating and fishing adventures. Complete with an attached oversized garage, this captivating coastal retreat has so much to love!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Central Vacuum,Dryer,Washer,Cooktop,Dishwasher,Exhaust Fan,Microwave,Refrigerator,Oven,Instant Hot Water
- Laundry features: Main Level,Laundry Room
Bathroom2
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Attic,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen Island,Primary Bath(s),Walk-In Closet(s),Central Vacuum
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,700
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Electric,Wood
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Other
- Level: Upper
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 1007197357
- Zoning: SR
- Special condition: Standard
- Exclusions: Dining Room Light
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Screened,Porch
- Exterior features: Private Beach
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Rip-Rap,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed
- Waterbody name: Jenkins Creek
- Frontage length: Water Frontage Ft: 201
Lot
- Lot size: 0.94 Acres
- Features: Rip-Rapped,Stream/Creek
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Drought
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $473 | $5,676 |
| Property Taxes | $1,432 | $17,184 |
| Electricity | $344 | $4,128 |
| Total | $6,799 | $81,588 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Listed for sale | $899,999 |
| 1997-10-24 | Sold | $82,000 |
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