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5304 Cassons Neck Rd, Cambridge, MD, 21613

7beds
5baths
3,584sqft
$1,200,000
$335price/sqft
$8,331/moest. monthly cost
$333,240/yrincome needed

About This Home

Escape to this rare waterfront retreat on Brooks Creek in Cambridge, offering Two Thousand ft of water frontage with sandy beaches, Private pier and Pond. The property features a Four Bedroom, Two and One half Bath Colonial-style main home plus a Three Bedroom, Two Bath guest house with great potential. Enjoy a large barn, pond, and multiple outbuildings, ideal for hobbies, storage, or fishing. With serene views, abundant space, and endless opportunities, this property blends waterfront living with country charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Upper

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Lower

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 299
  • Dimensions: 13 X 23

Bedroom3

  • Level: Lower

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Lower

Features

  • Kitchen - Country,Dining Area,Floor Plan - Traditional
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,584

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,584
  • Total interior livable area: 3,584 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1008185050
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Private Beach
  • Fencing: Partial
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Rip-Rap,Sandy Beach,Boat - Powered,Canoe/Kayak,Fishing Allowed,Swimming Allowed,Waterski/Wakeboard,Private Access,Bay
  • Waterbody name: Brooks Creek
  • Frontage length: Water Frontage Ft: 2000

Lot

  • Lot size: 14.54 Acres
  • Features: Fishing Available,Pond,Private,Rip-Rapped,Secluded,Tidal Wetland

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Drought
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$630$7,560
Property Taxes $1,178$14,136
Electricity $456$5,479
Total$8,331$99,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,634/yr
40% on housing$249,930/yr
45% on housing$222,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$150
Dorchester County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$1,200,000
2026-05-02Listing removed$1,200,000
2026-02-24Price change$1,200,000
2025-12-05Price change$1,250,000
2025-10-15Price change$1,350,000
2025-09-16Listed for sale$1,400,000
2000-05-31Sold$485,000
1995-02-21Sold$275,000

For Sale by Agent

AgentAdam Light
BrokerageMonument Sotheby's International Realty

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