See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5253 Ragged Point Rd, Cambridge, MD, 21613

5beds
4baths
4,933sqft
$1,250,000
$253price/sqft
$8,830/moest. monthly cost
$353,200/yrincome needed

About This Home

‼Check this one out‼ 🔥 COMING SOON | Eastern Shore Waterfront Estate 🔥 Welcome to a true sportsman’s paradise tucked along the shores of the Chesapeake Bay—where space, privacy, and waterfront living come together in a BIG way. Built in 1988 and spanning nearly 5,000+/- square feet, this one checks boxes most properties can’t even reach… 🏡 5 Bedrooms | 3.5 Baths | 4,933+/- Sq Ft Step inside and you’ll find: • A massive eat-in country kitchen (with heated floors 👀) • Formal dining for hosting the big nights • TWO oversized family rooms for spreading out • Space for everyone… and then some But here’s where it gets wild 👇 🎯 Next-Level Extras: • Huge workshop + multiple garage spaces • Dedicated entertainment hall with FULL kitchen, bar & pool table • Built for hosting, holidays, and unforgettable weekends 🌅 Waterfront Lifestyle: • Private pier on Brooks Creek • TWO boat lifts + electric lift • Westerly sunset views over the Bay (the kind people chase 🌅) • Expansive deck for relaxing or entertaining • Private pond adding to the already unreal setting ⚙ Major Upgrades: • Geothermal system (efficient + smart) • New roof (Oct 2024) • Expanded shop addition This isn’t just a home… it’s a compound. A retreat. A place people don’t want to leave once they get here. 💬 If you’ve been waiting for something special on the Eastern Shore… this is it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2008

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Dishwasher,Exhaust Fan,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Additional Stairway,Bar,Breakfast Area,Built-in Features,Butlers Pantry,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Kitchen Island,Pantry,Walk-In Closet(s),Dry Wall
  • Window features: Double Hung,Sliding,Skylight(s),Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,933

Heating & Cooling

  • Heating features: Heat Pump,Geothermal
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,933
  • Total interior livable area: 4,933 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1008185247
  • Zoning: RC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting,Boat Storage
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay,Creek/Stream,Garden,Panoramic,Pond
  • Has water view: Yes
  • Water view: Bay,Creek/Stream,Pond
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Creek/Stream,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
  • Waterbody name: Brooks Creek / Chesapeake Bay
  • Frontage length: Water Frontage Ft: 370

Lot

  • Lot size: 10.24 Acres
  • Features: Flood Plain,Pond

Parking

  • Total spaces: 2
  • Parking features: Oversized,Garage Faces Front,Gravel,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Drought
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$657$7,884
Property Taxes $1,225$14,700
Electricity $628$7,542
Total$8,830$105,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,742/yr
40% on housing$264,900/yr
45% on housing$235,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$151
Dorchester County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$1,250,000
2025-07-10Listing removed$1,295,000
2025-03-24Price change$1,295,000
2024-10-19Listed for sale$1,375,000
2020-12-30Sold$800,000
2020-08-27Sold$800,000
2020-06-03Listed for sale$849,000
2005-05-13Sold$1,160,000
2001-07-30Sold$620,000

For Sale by Agent

AgentCraig Linthicum
BrokerageBenson & Mangold, LLC

Similar Homes