




5253 Ragged Point Rd, Cambridge, MD, 21613
About This Home
‼Check this one out‼ 🔥 COMING SOON | Eastern Shore Waterfront Estate 🔥 Welcome to a true sportsman’s paradise tucked along the shores of the Chesapeake Bay—where space, privacy, and waterfront living come together in a BIG way. Built in 1988 and spanning nearly 5,000+/- square feet, this one checks boxes most properties can’t even reach… 🏡 5 Bedrooms | 3.5 Baths | 4,933+/- Sq Ft Step inside and you’ll find: • A massive eat-in country kitchen (with heated floors 👀) • Formal dining for hosting the big nights • TWO oversized family rooms for spreading out • Space for everyone… and then some But here’s where it gets wild 👇 🎯 Next-Level Extras: • Huge workshop + multiple garage spaces • Dedicated entertainment hall with FULL kitchen, bar & pool table • Built for hosting, holidays, and unforgettable weekends 🌅 Waterfront Lifestyle: • Private pier on Brooks Creek • TWO boat lifts + electric lift • Westerly sunset views over the Bay (the kind people chase 🌅) • Expansive deck for relaxing or entertaining • Private pond adding to the already unreal setting ⚙ Major Upgrades: • Geothermal system (efficient + smart) • New roof (Oct 2024) • Expanded shop addition This isn’t just a home… it’s a compound. A retreat. A place people don’t want to leave once they get here. 💬 If you’ve been waiting for something special on the Eastern Shore… this is it.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Crawl Space
- Roof: Asphalt
- Construction materials: Brick
Notable Dates
- Major remodel year: 2008
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dryer,Dishwasher,Exhaust Fan,Refrigerator,Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Features
- Additional Stairway,Bar,Breakfast Area,Built-in Features,Butlers Pantry,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Kitchen Island,Pantry,Walk-In Closet(s),Dry Wall
- Window features: Double Hung,Sliding,Skylight(s),Window Treatments
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Mantel(s)
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,933
Heating & Cooling
- Heating features: Heat Pump,Geothermal
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,933
- Total interior livable area: 4,933 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1008185247
- Zoning: RC
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Exterior features: Lighting,Boat Storage
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Bay,Creek/Stream,Garden,Panoramic,Pond
- Has water view: Yes
- Water view: Bay,Creek/Stream,Pond
- On waterfront: Yes
- Waterfront features: Boat/Launch Ramp - Private,Creek/Stream,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
- Waterbody name: Brooks Creek / Chesapeake Bay
- Frontage length: Water Frontage Ft: 370
Lot
- Lot size: 10.24 Acres
- Features: Flood Plain,Pond
Parking
- Total spaces: 2
- Parking features: Oversized,Garage Faces Front,Gravel,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Drought
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $657 | $7,884 |
| Property Taxes | $1,225 | $14,700 |
| Electricity | $628 | $7,542 |
| Total | $8,830 | $105,960 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $1,250,000 |
| 2025-07-10 | Listing removed | $1,295,000 |
| 2025-03-24 | Price change | $1,295,000 |
| 2024-10-19 | Listed for sale | $1,375,000 |
| 2020-12-30 | Sold | $800,000 |
| 2020-08-27 | Sold | $800,000 |
| 2020-06-03 | Listed for sale | $849,000 |
| 2005-05-13 | Sold | $1,160,000 |
| 2001-07-30 | Sold | $620,000 |
