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2780 Adams St, Adamstown, MD, 21710

3beds
3baths
2,526sqft
$497,000
$197price/sqft
$3,478/moest. monthly cost
$139,120/yrincome needed

About This Home

Improved Price: Incredibly CHARMING HOME ON CORNER LOT in Adamstown.....Imagine the charm of relaxing on your front porch or watching the wildlife from an expansive back porch that looks out over your yard with trees and flowers . There are tons of upgrades, sun lit rooms plus a garage. Walk into your beautiful family room off the kitchen with vaulted ceiling and stone fireplace. Both the kitchen and family room have access to the back deck. There is a new septic line and garage too! It is turn key and waiting anxiously for it's new owner.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Combination,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Heated,Partially Finished,Rear Entrance,Walk-Out Access

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Upgraded Countertops
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Stone,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 530
  • Finished area above ground: 1,996

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 3,410
  • Total interior livable area: 2,526 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1101000063
  • Zoning: 010
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Storage

Lot

  • Lot size: 0.47 Acres
  • Features: Corner Lot,Front Yard,Landscaped,Level,Rear Yard,SideYard(s)

Parking

  • Total spaces: 1
  • Parking features: Storage,Garage Faces Front,Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$126$1,512
Property Taxes $518$6,216
Electricity $321$3,861
Total$3,478$41,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,245/yr
40% on housing$104,340/yr
45% on housing$92,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 21710$207
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21710$220
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$544,000
2026-03-17Listed for sale$554,999
2026-02-14Listing removed$554,999
2026-02-09Contingent$554,999
2026-02-09Listed for sale$554,999
2021-11-01Sold$445,000
2021-10-07Pending sale$435,000
2021-10-02Listed for sale$435,000

For Sale by Agent

AgentMary Beth Lewandowski
BrokerageSamson Properties

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