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303 Catoctin Ave, Frederick, MD, 21701

3beds
3baths
2,644sqft
$499,999
$189price/sqft
$3,740/moest. monthly cost
$149,600/yrincome needed

About This Home

***📢MOTIVATED SELLERS!📢 Sellers are offering a $3,000 Closing Cost Credit to a Buyer that can settle before end of August. *** LOCATION, LOCATION, LOCATION!!!! Don’t miss this rare find offering the perfect blend of modern comfort and classic Downtown Frederick charm! Built in 2002, this home delivers contemporary construction and worry-free living while capturing all the character and special vibes of historic downtown. Situated in an unbeatable location, you are just a 6-minute stroll to Rita’s Italian Ice, a 10-minute stroll to beautiful Baker Park, and minutes from Downtown Frederick’s vibrant shopping, local boutiques, and award-winning dining. Commuting is a breeze with swift, easy access to major routes including I-70, I-270, and Route 15. Families will also appreciate being zoned for the highly sought-after Parkway Elementary School. Step outside to your private outdoor oasis featuring a deck and patio—ideal for al fresco dining, relaxing, or entertaining guests. To top it all off, enjoy one of Downtown’s most coveted luxuries: a private, dedicated driveway with space for 2 cars. This home truly offers the ultimate city lifestyle with seamless everyday convenience! For those with a "green thumb" you will appreciate, pollinator friendly gardens Certified by the University of Maryland Extension and the Frederick County Master Gardeners.

Getting Around

79
WalkingVery Walkable
28
TransitSome Transit
54
BikeBikeable

Schools

7/10
Parkway Elementary SchoolGrades PK-50.5 mi
6/10
4/10
Frederick High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent,Very Good,Good
  • Year built: 2002

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Refrigerator,Cooktop,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Kitchen Island,Dry Wall
  • Flooring: Hardwood,Carpet,Ceramic Tile,Wood
  • Finished area below ground: 800
  • Finished area above ground: 1,844

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,644 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102021978
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Partial

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$107$1,284
Property Taxes $769$9,228
Electricity $336$4,042
Total$3,740$44,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,228/yr
40% on housing$112,200/yr
45% on housing$99,733/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$499,999
2026-07-16Listed for sale$499,999
2017-06-15Sold$272,900
2017-04-27Price change$274,500
2017-04-27Pending sale$274,900
2017-04-18Price change$269,900
2017-04-09Price change$274,500
2017-04-07Listed for sale$277,500
2002-03-22Sold$174,900
2001-10-02Sold$15,000

For Sale by Agent

AgentTony La Scola
BrokerageWelcome Home Realty Group

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