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1206 Beechwood Dr, Frederick, MD, 21701

5beds
3baths
3,065sqft
$550,000
$179price/sqft
$4,138/moest. monthly cost
$165,520/yrincome needed

About This Home

This spacious home in the highly sought-after Spring Valley neighborhood offers a one-car attached garage and private driveway, providing convenient parking and easy access. The expansive floor plan provides generous living space, perfect for both everyday living and entertaining. The versatile lower level can be adapted to your needs, whether it's for a family room, home office, gym, or extra storage. Recent upgrades, including a new roof and new HVAC system, ensure long-term energy efficiency and peace of mind. Ideally located near top-rated schools, shopping, dining, parks, and major commuter routes like I-70, this home makes daily errands and travel a breeze. Just minutes from Historic Downtown Frederick, enjoy a vibrant mix of boutiques, restaurants, and cultural attractions. Nearby parks like Baker Park and Carroll Creek Linear Park offer great opportunities for outdoor recreation, including walking, relaxing, and enjoying nature. This home combines the peaceful suburban setting with easy access to modern amenities, offering both comfort and convenience in an exceptional location. Photos may be virtually staged

Getting Around

60
WalkingSomewhat Walkable
29
TransitSome Transit
69
BikeBikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Freezer,Disposal,Microwave,Ice Maker,Refrigerator,Cooktop,Gas Water Heater

Basement

  • Area: 728

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,065

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,793
  • Total interior livable area: 3,065 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102034573
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 10,080 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$118$1,416
Property Taxes $849$10,188
Electricity $390$4,686
Total$4,138$49,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,874/yr
40% on housing$124,140/yr
45% on housing$110,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$600,000
2026-04-13Price change$650,000
2026-03-18Price change$675,000
2026-03-04Price change$700,000
2026-02-04Listed for sale$750,000
2026-01-26Listing removed$830,000
2026-01-04Price change$830,000
2025-12-21Price change$837,500
2025-12-10Price change$845,000
2025-09-05Listed for sale$850,000

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

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