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223 E 5th St, Frederick, MD, 21701

2beds
2baths
1,176sqft
$449,900
$383price/sqft
$3,373/moest. monthly cost
$134,920/yrincome needed

About This Home

Beautifully remodeled end unit 2 bedroom 1 and a half bath home in downtown Frederick. The owner has taken extreme care in updating this home with fantastic personal touches. The unit has two larger bedrooms on either end of the home. A spacious tiled bath with heated fan. There is recessed lighting on both levels and ceiling fans in both bedrooms as well as the living room. The owner stripped this unit down to the studs and leveled it up, ran new wiring (including panel) and plumbing, added a concrete floor in the basement, as well as concrete patio and walkway in the back yard. This place is literally brand new. You name it it's been replaced or updated. Too keep you cool in the summer and warm in the winter the seller has installed 4 Mitsubishi electric split units. The kitchen has beautiful crown molding as well as a granite counter on newly installed cabinets. All of the appliances are new as well as the washer and dryer and water heater. You must see this property. It won't last long. FYI - This property is 223 East Fifth Street.

Getting Around

91
WalkingWalker's Paradise
34
TransitSome Transit
75
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter,Block
  • Construction materials: Concrete,Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Cooktop,Washer/Dryer Stacked,Water Heater,Electric Water Heater

Basement

  • Area: 588

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Recessed Lighting,Combination Kitchen/Living
  • Flooring: Carpet
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ceiling Fan(s),Ductless,Electric

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,176 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102039885
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Picket,Back Yard,Wood

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 4
  • Parking features: Crushed Stone,Free,Alley Access,On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$97$1,164
Property Taxes $721$8,652
Electricity $281$3,374
Total$3,373$40,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,645/yr
40% on housing$101,190/yr
45% on housing$89,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$449,900
2026-07-23Listed for sale$449,900
2024-09-03Sold$200,000

For Sale by Agent

AgentLarry Wachter
BrokerageExecuHome Realty

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