




826 Trail Ave, Frederick, MD, 21701
About This Home
Welcome to 826 Trail Avenue, a beautifully updated Cape Cod that blends the character of a classic 1940 home with the comfort and convenience of today's modern living. The 2026 renovations expanded the home's functionality while maintaining the character and details that make this 1940 Cape Cod special. This three-bedroom, three and one-half bath residence offers flexible living space across all three levels while preserving the warmth and charm that make homes of this era so appealing. The newly completed upper level features a spacious bedroom and a zen-like finished full bath, creating a private retreat separate from the main living areas. The lower level has also been finished to provide additional living space complete with a full bathroom and room for recreation, guests, multi-generational living, or an in-law suite. A private rear entrance allows direct access from the parking area into the lower level, providing convenience and flexibility for everyday living. The extensive updates throughout the home include a new kitchen featuring quartz countertops, brand-new cabinetry, and a full suite of new appliances. Additional improvements include new bathrooms, new upper-level windows, a new washer and dryer, fresh paint throughout the entire home, refinished original wood flooring, and the completion of the upper-level living space. These renovations provide modern convenience while preserving the character and craftsmanship that make this home unique. One of the home's most enjoyable features is the rear breezeway, a perfect spot for morning coffee, a good book, or an evening conversation. From the back of the property, enjoy views of the surrounding area and the peaceful setting that makes this home feel removed from the pace of everyday life while remaining close to everything Frederick has to offer. Private off-street parking is located behind the home, offering easy access and the ability to enter directly into the lower level. Located just minutes from Downtown Frederick, you'll enjoy easy access to award-winning restaurants, breweries, coffee shops, boutiques, Carroll Creek, Baker Park, Frederick Health Hospital, Fort Detrick, Hood College, and year-round community events. Commuters will appreciate the convenient access to I-70, I-270, Route 15, and Route 340. Homes that successfully combine historic character, extensive renovations, flexible living space, and a convenient location to so many places. 826 Trail Avenue offers all of those features and more!
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Basement
- Has basement: Yes
- Basement: Interior Entry,Exterior Entry,Walk-Out Access,Workshop,Partially Finished
Bathroom1
- Level: Main
Bathroom1
- Level: Upper
Bedroom1
- Level: Main
Bedroom1
- Level: Upper
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,082
- Finished area above ground: 1,662
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,744
- Total interior livable area: 2,744 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 1102040298
- Zoning: R8
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Exterior features: Sidewalks
Lot
- Lot size: 10,019 sqft
Parking
- Total spaces: 12
- Parking features: Driveway,Off Street,On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,327 | $39,924 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $1,026 | $12,312 |
| Electricity | $349 | $4,195 |
| Total | $4,843 | $58,116 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $648,000 |
| 2026-07-11 | Listed for sale | $658,000 |
| 2025-11-10 | Sold | $325,000 |
| 2025-10-29 | Pending sale | $350,000 |
| 2025-10-27 | Listed for sale | $350,000 |
