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177 Stonegate Dr, Frederick, MD, 21702

3beds
2baths
1,080sqft
$310,000
$287price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

Now Offered at $304,999. Thoughtfully prepared for its next owner, this three-bedroom duplex offers fresh interior paint, a fully fenced rear yard, a private driveway, and a comfortable layout designed for everyday living. Enjoy easy access to Route 40, Route 15, I-70, and I-270, making commuting and everyday travel convenient. Shopping, dining, Downtown Frederick, and public transportation are all nearby. Enjoy the added benefit of no HOA fees. Come see what makes this home an exceptional opportunity.

Getting Around

44
WalkingCar-Dependent
28
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
5/10
Crestwood Middle SchoolGrades 6-83.2 mi
5/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Refrigerator,Cooktop,Washer,Water Heater,Disposal,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom1

  • Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Plank
  • Level: Upper

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Tub Shower,Combination Kitchen/Dining,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Table Space,Ceiling Fan(s),Dry Wall
  • Door features: Sliding Glass
  • Window features: Bay/Bow
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Half Bath

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Features: Dining Area,Flooring - Luxury Vinyl Plank,Eat-in Kitchen
  • Level: Main

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Features,Flooring - Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102055619
  • Attached to another structure: Yes
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Full,Back Yard,Wood

Lot

  • Lot size: 3,400 sqft
  • Features: Front Yard,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Off Street,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$66$792
Property Taxes $479$5,748
Electricity $281$3,374
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$205
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$304,999
2026-07-17Listed for sale$310,000
2016-08-24Sold$107,500
2016-05-24Pending sale$119,000
2016-05-09Price change$119,000
2016-04-20Listed for sale$130,000
2005-05-16Sold$202,000
2000-06-05Sold$80,000
1999-06-09Sold$65,877
1994-01-13Sold$85,000

For Sale by Agent

AgentLisa Faith
BrokerageLong & Foster Real Estate, Inc.

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