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276 W 5th St, Frederick, MD, 21701

6beds
2baths
2,060sqft
$569,900
$277price/sqft
$4,161/moest. monthly cost
$166,440/yrincome needed

About This Home

Historic 1910 Victorian just steps from Hood College, offering timeless character and exceptional renovation potential. This spacious home features 6 bedrooms, 1.5 baths, soaring ceilings, original woodwork, curved plaster walls, a beautiful tiled vestibule, an ornate fireplace, and large bay windows that fill the home with natural light. The main level includes a welcoming living room, formal dining room, oversized kitchen, and powder room. The second floor offers three generously sized bedrooms and a full bath, while the third floor features three additional bedrooms, including a large flexible space ideal for a home office or bonus room. A full basement provides abundant storage and laundry. Front and rear porches offer inviting outdoor living spaces, while the low-maintenance backyard leaves room for future landscaping or outdoor entertaining. Move in to this grand old lady and enjoy it as it is, or take advantage of an outstanding opportunity for renovation. With its generous floor plan, preserved architectural details, and highly desirable location, this property is ready to be restored into a truly spectacular Frederick residence. Whether you're looking to renovate your forever home or invest in a classic Victorian, the possibilities are endless.

Getting Around

86
WalkingVery Walkable
32
TransitSome Transit
75
BikeVery Bikeable

Schools

7/10
Parkway Elementary SchoolGrades PK-50.5 mi
6/10
4/10
Frederick High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Interior Entry,Exterior Entry,Concrete,Rear Entrance,Unfinished,Walk-Out Access

Bathroom1

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Bedroom1

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom5

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom6

  • Features: Flooring - HardWood
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Features

  • Breakfast Area,Ceiling Fan(s),Floor Plan - Traditional,Eat-in Kitchen,Plaster Walls
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,060

Foyer

  • Features: Flooring - HardWood
  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 2,060 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Flooring - HardWood,Fireplace - Other
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102059452
  • Attached to another structure: Yes
  • Zoning: R12
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Sidewalks
  • Fencing: Full

Lot

  • Lot size: 1,718 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$122$1,464
Property Taxes $877$10,524
Electricity $281$3,374
Total$4,161$49,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,662/yr
40% on housing$124,830/yr
45% on housing$110,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$221
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$569,900
2026-06-03Listed for sale$575,000
2007-12-31Sold$333,000
1998-07-29Sold$103,000

For Sale by Agent

AgentAbby Sievers
BrokerageMackintosh, Inc.

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