




1606 N Market St, Frederick, MD, 21701
About This Home
Welcome to the cutest Cape Cod in the heart of downtown Frederick! Not only is it fabulously adorable but so much work has been done to make this move in ready for you!! Fundamental upgrades that might not be apparent but will keep your maintenance costs down for a while to come! Around $75,000 in recent upgrades include new exterior paint! ** Refinished hardwood flooring! ** All-new GE kitchen appliances ** Refinished counter tops and painted kitchen cabinetry ** A new electrical panel and updated electrical work ** All new plumbing pipes and a new boiler!! The roof is only 10 years old so plenty of life left there too! What's more to love? Attached garage and plenty of parking in the rear as well as the driveway - unusual in downtown Frederick! This two bedroom detached home also boasts two full bathrooms and one half; as well as spacious rooms throughout! Step inside the vestibule and then into the entrance hall! Find a large and comfortable living room on the left; and a cozy dining room on the right! Both with ample space to entertain family and friends. The sunny kitchen is delightful with plenty of windows and lots of counter space! There is a powder room for your convenience too, with a new vanity. And then one of the most attractive aspects of this home! A large screened in porch with new screening! You can spend hours in there reading, catching up with neighbors and friends, or work from home! What could be more tranquil than this setting? Upstairs find a large landing space with full window to let the light in! The two bedrooms are spacious and feature adorable reading nooks, and gleaming hardwood floors. The lower level includes a shower, toilet and vanity (also new) as well as the laundry and plenty of storage space. The attached garage is also accessed through here! Step outside to a newly fenced backyard with plenty of parking to host your special events! The brick patio would be perfect to host barbecues and outside gatherings. All of this so close to Baker Park, downtown restaurants, quaint shops and boutiques! And the best part is having that close access to the many festivals and year-round community events will be on your doorstep! This beautifully updated home offers the perfect combination of historic charm, modern conveniences and an unbeatable location!
Getting Around
Schools
Construction
Condition
- Property condition: Very Good
- Year built: 1935
Materials
- Foundation: Brick/Mortar
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Level: Upper
Bathroom1
- Level: Lower
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Flooring - HardWood
- Level: Main
Features
- Flooring: Hardwood,Ceramic Tile
- Finished area below ground: 0
- Finished area above ground: 1,254
Foyer
- Features: Flooring - HardWood
- Level: Main
Half Bath
- Features: Flooring - HardWood
- Level: Main
Heating & Cooling
- Heating features: Radiator,Oil
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 2,090
- Total interior livable area: 1,254 sqft
Kitchen
- Features: Flooring - HardWood
- Level: Main
Living Room
- Features: Flooring - HardWood
- Level: Main
Screened Porch
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1102083795
- Zoning: R6
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Porch,Enclosed,Screened,Screened Porch
- Exterior features: Sidewalks
Lot
- Lot size: 8,298 sqft
- Features: Downtown
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $811 | $9,732 |
| Electricity | $281 | $3,374 |
| Total | $3,827 | $45,924 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $509,000 |
| 2026-07-22 | Price change | $519,000 |
| 2026-07-07 | Listed for sale | $529,000 |
| 2025-11-06 | Listing removed | $450,000 |
| 2025-08-20 | Price change | $450,000 |
| 2025-07-21 | Price change | $475,000 |
| 2025-07-07 | Listed for sale | $490,500 |
| 2025-06-27 | Listing removed | $490,500 |
| 2025-05-22 | Price change | $490,500 |
| 2025-05-07 | Listed for sale | $515,500 |
| 2020-02-27 | Sold | $39,000 |
| 1995-06-30 | Sold | $125,000 |
