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1312 Hillcrest Dr, Frederick, MD, 21703

3beds
2baths
1,232sqft
$440,000
$357price/sqft
$3,279/moest. monthly cost
$131,160/yrincome needed

About This Home

Single family home with a fenced back yard. Nice kitchen, hardwood floors, 3 bedrooms. Deck in the back yard.

Getting Around

50
WalkingSomewhat Walkable
28
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
Crestwood Middle SchoolGrades 6-82.1 mi
4/10
Frederick High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1980

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102089807
  • Zoning: R8
  • Special condition: Standard
  • Exclusions: See Inclusions / Exclusions List

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,692 sqft

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$92$1,104
Property Taxes $682$8,184
Electricity $281$3,374
Total$3,279$39,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,422/yr
40% on housing$98,370/yr
45% on housing$87,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$175
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-12-06Listing removed$1,800
2020-11-23Listed for rent$1,800
2011-06-29Sold$118,000
2011-04-27Listed for sale$124,900
2011-04-06Sold$154,750
2011-03-26Price change$134,900
2011-03-02Listed for sale$140,000
2003-09-29Sold$180,000

Coming Soon

AgentLiz MacLaren
BrokerageRE/MAX Results

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