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604 Grant Pl, Frederick, MD, 21702

3beds
2baths
1,441sqft
$310,000
$215price/sqft
$2,392/moest. monthly cost
$95,680/yrincome needed

About This Home

Real Estate Auction Property – August 20th, 2026 4pm sharp onsite. The list price does not represent the opening or final bid. List price is a guide only. Seller has the right to refuse bid. A $5,000 non-refundable deposit will be due in the form of CASH OR CERTIFIED CHECK by the winning bidder at conclusion of auction. Three bedroom one & a half bath all brick home. Features hardwood floors throughout, a fireplace in the living room & a large added family room. It has central air & forced air oil heat. The added family room has separate heat/air. The half bath is located inside one of the bedrooms. There is also a large covered side porch. The partially finished basement is where the washer/dryer are located. At the end of driveway is a detached all brick oversized one car garage. House will need upgrades but is ready for you to make it your own. DON'T MISS THIS ONE!!! AGENTS EARN on our Auctions, registration packet attached/last page of documents. THIS IS NOT A FORECLOSURE! Selling as is, no negotiations or contingencies. Lic. inspections fine at buyer cost pre-auction for info purposes only. Financing property fine. Close within 45 days. Property subject to an 8% Buyer's Premium. Non represented buyers attend open house or call for showing.

Getting Around

64
WalkingSomewhat Walkable
29
TransitSome Transit
63
BikeBikeable

Schools

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement,Has Laundry

Basement

  • Area: 1084

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,441

Heating & Cooling

  • Heating features: Forced Air,Wall Unit,Electric,Oil
  • Cooling features: Central Air,Wall Unit(s),Electric

Interior Area

  • Total structure area: 2,525
  • Total interior livable area: 1,441 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102102234
  • Zoning: R6
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$66$792
Property Taxes $478$5,736
Electricity $281$3,374
Total$2,392$28,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,011/yr
40% on housing$71,760/yr
45% on housing$63,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$205
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentSteven Rawlings
BrokerageQuad State Realty Inc

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