




246 E 7th St, Frederick, MD, 21701
About This Home
Let's be honest—finding a Downtown Frederick home with updated systems, abundant parking, a detached garage, outdoor living space, and actual storage usually requires finding three different properties and combining them into one. Fortunately, someone already did that for you. Welcome to a rare opportunity to own a thoughtfully updated single-family home in one of Frederick's most desirable locations. Just minutes from the shops, restaurants, breweries, parks, and entertainment that make Downtown Frederick such a sought-after destination, this charming two-bedroom, one-bath residence offers the perfect blend of character, convenience, and functionality. One of the first things you'll appreciate is the peace of mind that comes from knowing the major improvements have already been completed. Recent updates include a new HVAC system and heat pump, updated electrical and plumbing, updated bathroom fixtures, newer appliances, washer and dryer, and numerous additional improvements throughout the home. The roof has been professionally rubberized within the last two years, while the exterior wood fascia and trim have been wrapped to help reduce maintenance and enhance durability for years to come. Inside, you'll find a warm and inviting atmosphere that feels both comfortable and practical. Natural light fills the living spaces, creating an environment that's equally suited for relaxing evenings at home or entertaining family and friends. The layout maximizes every square foot while maintaining the charm and personality buyers love in Downtown Frederick properties. Storage is often at a premium in older homes, but not here. The dedicated laundry room offers an abundance of cabinetry and storage space, helping keep everyday living organized and efficient. Additional storage can be found in the floored attic, providing valuable room for seasonal decorations, keepsakes, and everything else that never seems to have a permanent place. One of the home's most unique features is the private balcony-style deck accessed directly from the second bedroom. Whether you're enjoying your morning coffee, reading a book, or simply unwinding after a long day, this elevated outdoor space offers a peaceful view overlooking the backyard and creates a retreat that's rarely found in homes of this size. The outdoor amenities continue with a beautifully designed paver patio that creates the perfect setting for outdoor dining, weekend cookouts, or gathering with friends. A walkway leads to a large storage shed, providing additional space for tools, equipment, hobbies, and seasonal items. The backyard itself offers plenty of room to garden, entertain, or simply enjoy your own private outdoor oasis. Then there's the feature that truly separates this property from much of the competition: parking. Anyone familiar with Downtown Frederick understands how valuable off-street parking can be. This property features a detached two-car garage complete with electric service, making it ideal for vehicles, a workshop, or additional storage. In addition, there is off-street parking for four or more vehicles outside of the garage—a rare and highly desirable amenity that will be appreciated every single day. After years of helping buyers and sellers throughout Frederick County, I've learned that the homes people regret missing are usually the ones that check boxes they didn't expect to find together. Updated systems, a detached garage, abundant parking, outdoor living spaces, excellent storage, and a location close to everything Downtown Frederick has to offer rarely come packaged in one property. Move-in ready, thoughtfully improved, and loaded with features that today's buyers are searching for, this is the kind of Downtown Frederick opportunity that doesn't come along often.
Getting Around
Schools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Permanent
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 336
Basement
- Has basement: Yes
- Basement: Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,008
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,008 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1102111365
- Zoning: DR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 4,410 sqft
Parking
- Total spaces: 6
- Parking features: Oversized,Detached,Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $700 | $8,400 |
| Electricity | $281 | $3,374 |
| Total | $3,326 | $39,912 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $445,000 |
| 2026-06-02 | Listed for sale | $475,000 |
